hi guys

i have a main card for myself and supplementary formy wife.

so have to pay RM50 la for this service tax. rm25 each

ok now, i wanna apply another card and cancel the supplementary. this new card i will give to my wife for her use. the issue is tdat the card name will be me. but is this really an issue? allowable?

the current card is maybank barca not islamic. wanna apply a new one, under islamic.




wife is housewife fyi

Here is an idea :- Get her to apply for her own card?

No problemo. Nobody checks unless you report fraud.

Legally, no. In reality, no one checks.

Can, but supplementary should be enuf already.

Shouldn't be problem... May be bit hassle with online payment when you will actually receive the pincode instead of your wife...

Housewife no income mana boleh

OK, nothing prevents her from using a card that has your name on it as these days everything is either wave or pin rather than signature.

Your wife can use your card with your name on it, but sometimes if the merchant found out that, the one who paid for purchase is not the same person as the name on the card, they can simply refused to do the transaction with your wife, as that purchase can be disputed later in future.

This post has been edited by cassian948: Nov 28 2020, 01:28 AM

main for wife

supp for mistress

that's rules

last time during sec and uni my dad gave me his cc so far use no problem

Ask her to open a bank account, you put in 10K and let her use debit card. Kaotim.

Same

True

Just give her ewallet not cc
control spending

I give my mom my main card. I use in Samsung pay.

Edit: so buy a samseng phone. No need to pay 25

This post has been edited by heliozguard: Nov 28 2020, 08:29 AM

Get bigpay card and reload for her to use maybe?

main card or supp card both pay tax
so it does not matter if you want to save cost.

btw prepaid cc can put her name

This post has been edited by kons: Nov 28 2020, 08:36 AM

apply prepaid credit card.

1 card got 1% off for all transaction - maybank signature barca f
another card to apply is islamic card - for shariah compliance.

Gip her e-card

The service tax is paid to government. Bank will not be able to waive it for you. However, you can apply for those with cashback to 'earn' back the service tax.

Erm never thought about it, but is that the best cashback cc right now? There are others with higher cashback no?

Don't know will have issue if wanna dispute with bank due to fraud.

Still will get caught n you need explain in police station .....

Dont listen to all this nub, my wife has been using one of my card for almost 10 years already. Buy a lot of things, no problem what so ever.

You spoilt the market la. Used to be 2% and 10% on may aug.
Everyone jump off the wagon, to show dominance lu baru nak apply.

Anyway, should be no problem la. But for big purchase, some merchant may be more skeptical and may reject (may only).

why CC? when everything is online, can direct from Debit card or account or TNG.
unless u aim for some cheap free stuff like my frez, apply satu just for the luggage or power bank then cut, apply again.

No problem.. my wife has been swiping my main card for few years already.. from swiping at aeon, tesco, restaurant and lazada shopping - all no problem

Ur wife u decide

Cashback, credit card point, free lounge access at airport,, more discount and free stuff. All my spending i use credit card. By end of year, my credit card point alone can get me free tv.

I think so. Coz 1% off on everything. Except relaod e wallet.


The rest ada la got 8% off for petronas on weekend only. I hardly able to utilise it.