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 credit card - give maincard to wife can?

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TSsaigetsu
post Nov 28 2020, 01:06 AM, updated 6y ago

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hi guys

i have a main card for myself and supplementary formy wife.

so have to pay RM50 la for this service tax. rm25 each

ok now, i wanna apply another card and cancel the supplementary. this new card i will give to my wife for her use. the issue is tdat the card name will be me. but is this really an issue? allowable?

the current card is maybank barca not islamic. wanna apply a new one, under islamic.




wife is housewife fyi



SUSAsquith
post Nov 28 2020, 01:07 AM

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Here is an idea :- Get her to apply for her own card?
SUSthrowaway account
post Nov 28 2020, 01:08 AM

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No problemo. Nobody checks unless you report fraud.
thesoothsayer
post Nov 28 2020, 01:09 AM

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Legally, no. In reality, no one checks.
marukopi
post Nov 28 2020, 01:10 AM

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Can, but supplementary should be enuf already.
farisq
post Nov 28 2020, 01:13 AM

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Shouldn't be problem... May be bit hassle with online payment when you will actually receive the pincode instead of your wife...
TSsaigetsu
post Nov 28 2020, 01:17 AM

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QUOTE(Asquith @ Nov 28 2020, 01:07 AM)
Here is an idea :- Get her to apply for her own card?
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Housewife no income mana boleh
SUSAsquith
post Nov 28 2020, 01:20 AM

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QUOTE(saigetsu @ Nov 28 2020, 01:17 AM)
Housewife no income mana boleh
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OK, nothing prevents her from using a card that has your name on it as these days everything is either wave or pin rather than signature.
cassian948
post Nov 28 2020, 01:27 AM

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Your wife can use your card with your name on it, but sometimes if the merchant found out that, the one who paid for purchase is not the same person as the name on the card, they can simply refused to do the transaction with your wife, as that purchase can be disputed later in future.

This post has been edited by cassian948: Nov 28 2020, 01:28 AM
Juan86
post Nov 28 2020, 01:28 AM

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main for wife

supp for mistress

that's rules
hurricane21
post Nov 28 2020, 01:36 AM

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last time during sec and uni my dad gave me his cc so far use no problem
BronzePlate
post Nov 28 2020, 01:52 AM

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Ask her to open a bank account, you put in 10K and let her use debit card. Kaotim.
vhs1
post Nov 28 2020, 01:52 AM

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QUOTE(hurricane21 @ Nov 28 2020, 01:36 AM)
last time during sec and uni my dad gave me his cc so far use no problem
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Same
vhs1
post Nov 28 2020, 01:54 AM

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QUOTE(Asquith @ Nov 28 2020, 01:20 AM)
OK, nothing prevents her from using a card that has your name on it as these days everything is either wave or pin rather than signature.
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True
Relaxing work
post Nov 28 2020, 08:28 AM

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Just give her ewallet not cc
control spending

heliozguard
post Nov 28 2020, 08:29 AM

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I give my mom my main card. I use in Samsung pay.

Edit: so buy a samseng phone. No need to pay 25

This post has been edited by heliozguard: Nov 28 2020, 08:29 AM
GreenSamurai
post Nov 28 2020, 08:33 AM

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Get bigpay card and reload for her to use maybe?
kons
post Nov 28 2020, 08:35 AM

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main card or supp card both pay tax
so it does not matter if you want to save cost.

btw prepaid cc can put her name

This post has been edited by kons: Nov 28 2020, 08:36 AM
kelvinfixx
post Nov 28 2020, 08:36 AM

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apply prepaid credit card.
TSsaigetsu
post Nov 28 2020, 08:51 AM

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QUOTE(kons @ Nov 28 2020, 08:35 AM)
main card or supp card both pay tax
so it does not matter if you want to save cost.

btw prepaid cc can put her name
*
1 card got 1% off for all transaction - maybank signature barca f
another card to apply is islamic card - for shariah compliance.

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