Unless u get an Islamic facilities, there's probably a lock in period of 3 years which will incur early termination penalty if you settle before the due date.

But if you are paying it after the lock in period or if under islamic loan, then when paying the balance you will be able to reduce the interest chargeable.

You mean the property was refinanced? More than 3 years ago? If there’s no lock in terms, then if you are planning to do a full redemption or partial lump sum payment, do contact the bank to get the full details of the amount you need to pay. But for full redemption, some bank do charge a fee.

Hope it helps. There might be some differences in actual practice as east and west Malaysia practices a slight different ways, but the underlying law still applicable