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 Should I buy IPhone 12 with telco plan or outright, Decisions.. Decisions

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TSMrAngKuKueh P
post Nov 7 2020, 07:28 PM, updated 6y ago

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Hi everyone. I'm looking to change my phone as it is almost hitting the six year mark and it's beginning to show a lot of issues. I was wondering whether it's better to subscribe to a telco plan eg. Maxis or Digi for 24 months or pay cash? I heard it saves money but some people also say in the long run you pay more.

Never subscribed to a telco plan before. Right now I'm using Digi prepaid 68/month for 30gb + unlimited calls and it is sufficient for me.

In Digi's website it mentions 173 a month x 24 for Ip pro So you save 747, is this true? Or do I still have to pay installment price and is there hidden costs. Also what are the reasons you choose pro or 12? Thank you for answering!
TSMrAngKuKueh P
post Nov 7 2020, 09:30 PM

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QUOTE(_kilakila_ @ Nov 7 2020, 07:39 PM)
RM173/month does not included RM120 data plan yet, so total per month is RM293-RM15(Rebate), around RM280+/month for 2 years. I ordered 12 pro with Digi too, same plan as you. As for the reason i chose 12 pro over 12 is that honestly i always go with the higher end model, thats just my preference. But this year, iphone 12 really stand close with 12 pro, if you dont mind telephoto lens(which not many people use seriously) and the color option, you can take iphone 12. The display is same for both, just iphone 12 pro has brighter screen 800 nits over 650 nits.
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Thank you for yr advice. I don't mind not having telephoto lens and lower brightness + aluminum body but one thing that really worries me is 4GB ram. That's why I'm still thinking whether I should get the pro or 12. Watched some YouTube vids and some reviewers said they hardly noticed a difference whereas some said there were some lag issues.
TSMrAngKuKueh P
post Nov 8 2020, 02:28 PM

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QUOTE(yhtan @ Nov 8 2020, 02:17 PM)
The amount of subsidy is quite huge if u compare with retail price

256gb 12 Pro Max
RRP - RM5,799
Celcom bundle price - RM4,568

That's about RM1,231 subsidize in price with commitment of RM98 for 24 months. Previously i'm paying the same amount and i think it is worth it.
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HI thank you for your reply. After the period is up. Do I get to keep the phone or is it considered a lease? Tqvm. 98 a month, is it including telco bill and phone installment?

 

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