1. Academic qualification
If you are a 3.8-4 STPM student then by all means go ahead. If you are an average student (like me), don't even bother.
Let me give you some stats in IMU
Every year, fresh intakes of medicine students are around 300
At the end, only 50 or so students graduate
2. Motive
I wonder if you are really suited for doing medicine when you said you wanna take Radiology, a specialization that have little patient interaction
Don't need to lie, I have a friend doing medicine and his main objective for radio is the good pay and isolation
If you want job security, forget it, medical grads are saturated as fuck right now
Other than local unis, you still need to compete with private (IMU, MAHSA, UTAR, PERDANA and even some subpar university that I never heard before is offering medical degree nowadays) and foreign uni grads (Russia, India, Indonesia)
Even if you get your housemanship, its contract based, and after 2 years, they will evaluate whether to take you in as permanent staff or not, from what I heard, its difficult because turnover rates are low
Radiology is a specialization, you need to be selected to join a masters programme in local uni (private does not count). Again, you need to compete again for specialization.
3. Financial
I am not sure about UTAR, but a 5 years medicine course in IMU cost right now 500k myr.
Perdana is around half of it at 250k.
These are still extraorbitant amount.
If you are thinking of taking PTPTN, max I think was 60%, leading to around 150k loan, you still need to fork out around 100k for the fees
Now on the 150k loan
There is a 1% FLAT RATE per annum based on your original loan meaning that if you split over 15 years of payment, you need to fork out 22k of interest
And you need to repay close to 1000 per month for 15 years to clear your debt
For housemanship, you get paid around 4k, after paying your ptptn loan monthly you are left with 3k a month
Source :
https://codeblue.galencentre.org/2019/12/27...-below-juniors/3K A MONTH FOR ALL THAT SHIT YOU GO THROUGH
TOPKEK
Conclusion: Medicine is a shit degree, it WAS good years ago, same as pharmacy
Today era, if you want to earn money, computer science is the way to go
Fresh grad programmer = 7k basic payDisclaimer: I am not a medical grad, but these are what I observed and having doctors as friends. If actual doctors can correct me, I would be happy.