Hi everyone.

I am new on property in Selangor/KL. I have virtually met with 2 sales agent for their on-going project and my mind is feel of too much info. Most of their unit is going to fully booked. One with HOC (expect to complete next year Sep if not mistaken) and none for the other (expected complete in 2025)

May I know where can I learn and get updates on new property (about to launch or newly launched)? From there I hope to able to identify the property is in premium or reasonable based on market rate (psf), able to flip and so on.


This post has been edited by rocketm: Nov 15 2021, 07:51 AM

may I know how HOC actually works in layman. I only know it is for 1st home buyer, offer only by Maybank and cannot join name in the loan. Once we got the vacant possession, we need to pay for 5 years of "rental", then after 5 years, we can choose to buy the house with actual loan or exit by selling it.
1. For HOC, can I skip the 5 years rental process and proceed to the actual loan?
2. I noticed the schedule display by the agent after 5 years, the loan is actually higher than normal home loan (I am compare with same square feet of different project with and without HOC). Is this true?
3. Does all the 5 years of rental payment will use to deduct the home loan principal?
4. Does HOC projects need to pay more downpayment, progressive payment and etc?
5. Anything I left out in HOC that is important for buyer?

Does the selling price from the agents and developer sales staff will be the same to buyer?

What is the sweet place to start to focus for buying new property?