Hi YeohKW, would like to ask. If the developers say the downpayment is 1%, free SPA, loan agreement, HOC free MOT. The total amount I would have to cough out is only the 1% downpayment right? Is there any other hidden charges or lawyer fee that I would have to ask my SA? Thank you in advance!

Hey YeohKW, usually for those projects with referral programme, will the referral (1-2%) be deducted from the commission from sales agent, or is it separated from it. Thanks!

Hi Yeoh, I signed my SPA around early of April, but the bank has not release the loan to the developer. I asked the agent and he said that the letter of instruction has been sent, just pending the bank to release it. Is it normal to take this long (3 months)? Thanks!