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Let's Talk Properties. The Q&As, What would you like to know?
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jiwaman
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 Feb 25 2021, 10:53 AM
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New Member
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Hi, I read a lot of offer 70% discount for double storey around cyberjaya less than 300 K. Too good to be true ? Cyberjaya!!!( 35X75 Double Storey ) LinkHouse Freehold Limited Unit!!!Need advise. Currently I stay in old 1000 sf apartment bought last 10 years ago via subsale. Looking for 0 % deposit of undercon property. Just want to know when start paying to bank ? After 100 % completion or once loan has been approved after 1/2 months later This post has been edited by jiwaman: Feb 25 2021, 11:11 AM |
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jiwaman
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Feb 25 2021, 01:29 PM
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New Member
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QUOTE(YeohKW @ Feb 25 2021, 12:25 PM) Normally for undercon project, you start paying progressive interest the moment your loan approved. But if there's a DIBS (Developer Interest Bearing Scheme) then you dont need to pay anything until COC is issued. But you still can choose to pay the principal during this duration. As or the 70% discount, im sorry im unable to comment as im not in the area. Hope this help. Thank you for your reply really useful and do they all offer DIBS (Developer Interest Bearing Scheme) ? Let say property priced 300 K could you calculate for me how much would be cost for progressive interest and how much principal need i to pay. |
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jiwaman
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Feb 27 2021, 03:01 AM
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New Member
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QUOTE(YeohKW @ Feb 26 2021, 05:34 PM) Stamp duty exemption is only for first home buyer for property less than RM500K.. But if you are buying directly from developer directly under HOC package, then it doesn’t matter how many homes you owned. Hope it helps  That is why I want to grab during HOC offer but worry about how much need to pay during undercon because I have 1 K only for booking fee.  |
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