1) Is this residential or marketed as 'residential under commercial title'? Progress schedule under HDA only applies to residential use properties like suite apartment. SOHO/SOVO/SOFO don't count arh that's consider commercial property, no HDA style progress payment.

2) Ask for draft SPA, you can see if it's under HDA schedule because there will be a Schedule G or Schedule H on top of first page + mention of HDA

But usually for "refurbished" cases not under HDA la, cos it's simply cosmetic upgrade of existing building structure. Will be similar to subsale or commercial property sale, you need to start paying loan immediately once developer sends billing to bank asking bank to release money.

1. How much is the compensation paid to the existing owner?

2. How much is the selling price ?

3. What is the floor area ?

4. Any covered car park ? How many lot allocated ?

5. Facilities ?

If got APDL then most likely residential title as commercial properties does not required APDL to be approved before starting work . If commercial properties, make sure you read all the terms properly and if possible, get a lawyer to represent you as the lawyer provided by developer will be representing them instead. Unlike residential properties, commercial titled properties will not be protected under HDA.