Especially those who is deep in dept or bought too many houses than they could afford. Some of them work 24/7 so they expect you to work hard like them, work your ass off spend 100% energy on work (no energy to piap after that, received bj only so waifu start looking for other man), he owes a lot of money = you owes a lot of money.

What brand? Mine daikin sometimes never turn off for 50 hours, min also 12 hours a day everyday, monthly bill only a little over 100, usually 95 only. 26c usually with smallest fan. Cold enough for me.