QUOTE(Ray2021 @ Oct 29 2020, 02:34 PM)
Insurance is important but gets a very bad reputation by "scammer" insurance agent/ planner that says ILP/ Investment Linked Plan premiums are fixed.
lesson from what i learn throughout the years is only buy what u need and don't fall for those ILP BSthey sell u ILP purely because they earn more commission only
the only 2 type of insurance that i feel can get is medical card and life insurance only..the others are just no
especially don't use insurance for savings purposes
Oct 29 2020, 03:17 PM

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