Delaying meaning they already completed but have not handover yet or they are still building?. There's nothing you can do for now.. may be you can check their construction period. If the construction is below 50% and you decided to pull out, then you will get a 10% penalty charge. then meanwhile your bank loan also will kena penalty if you cancel the loan. But if you continue with the project.. then suddenly the developer declare bankruptcy.. then you got no choice but to continue serve the loan for the remaining year.. Thats the worst case scenario. I have not come across this issue yet.. but i think its more or less like this la...

Which project ha... where?