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 Mara Education Loan 2020/2021, Pls help

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TSLotus511 P
post Oct 16 2020, 05:49 PM, updated 6y ago

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I was wondering how much MARA will give you money to cover your tuition fees in IPTS (per year or per semester) or just cover whole tuition fees from sem 1 to sem 6

How long for you to wait for Mara loan to process, do i have to pay whole semester 1 using Kwsp (epf)? while waiting for mara to pay lump sum of money for sem 1

Is it call MARA loan or MARA TESP now?

Can i apply for both Scholarship and MARA loan?

I’m TVET student btw so i’m only have DVM and would make me pretty hard to apply scholarship. Not an excellent student just “average good student”

My father gaji pokok is RM3500

RM3500+ allowance = RM4500
(gaji kasar)

but listed in M40

am i eligible to apply for mara loan?
I’m Bumiputera btw.


Prefer IPTS

Uow Kdu
MMU
Sunway
Asia Pacific University
Swinburne

(and other IPTS of course as long as it had reputation in CS/IT/Software Engineering)

The reason why i don’t choose IPTA is because I can’t pursue degree in Computer science or Software Engineering because it’s unrelated to my Diploma which is in Electrical and i don’t have passion in electrical engineering anymore so only IPTS can change mah

I’m doing research of how good computer science and software engineering for 4 months now and feel like i willing to learn this new things

the only thing that scares me are how long they’re going to process Mara loan remember 2016 news :

https://www.lyssasecret.com/2016/02/mahasis...status.html?m=1

I heard someone from other forum pinjam wang 500k then bayar balik very sikit based on cgpa. I just need 75000 lol and of course i will study hard and try to get first degree

Archemedia
post Oct 16 2020, 05:59 PM

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I think INTI is cheapest, it also have bumi discount... not sure abt others

how about ur mom's salary? M40 probably combined income
TSLotus511 P
post Oct 16 2020, 06:16 PM

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QUOTE(Archemedia @ Oct 16 2020, 05:59 PM)
I think INTI is cheapest, it also have bumi discount... not sure abt others

how about ur mom's salary? M40 probably combined income
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My mom retired recently about 5 months ago

her salary is RM1200
haturaya
post Oct 16 2020, 06:17 PM

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QUOTE(Lotus511 @ Oct 16 2020, 05:49 PM)
I was wondering how much MARA will give you money to cover your tuition fees in IPTS (per year or per semester) or just cover whole tuition fees from sem 1 to sem 6

How long for you to wait for Mara loan to process, do i have to pay whole semester 1 using Kwsp (epf)? while waiting for mara to pay lump sum of money for sem 1

Is it call MARA loan or MARA TESP now?

Can i apply for both Scholarship and MARA loan?

I’m TVET student btw so i’m only have DVM and would make me pretty hard to apply scholarship. Not an excellent student just “average good student”

My father gaji pokok is RM3500

RM3500+ allowance = RM4500
(gaji kasar)

but listed in M40

am i eligible to apply for mara loan?
I’m Bumiputera btw.
Prefer IPTS

Uow Kdu
MMU
Sunway
Asia Pacific University
Swinburne

(and other IPTS of course as long as it had reputation in CS/IT/Software Engineering)

The reason why i don’t choose IPTA is because I can’t pursue degree in Computer science or Software Engineering because it’s unrelated to my Diploma which is in Electrical and i don’t have passion in electrical engineering anymore so only IPTS can change mah

I’m doing research of how good computer science and software engineering for 4 months now and feel like i willing to learn this new things

the only thing that scares me are how long they’re going to process Mara loan remember 2016 news :

https://www.lyssasecret.com/2016/02/mahasis...status.html?m=1

I heard someone from other forum pinjam wang 500k then bayar balik very sikit based on cgpa. I just need 75000 lol and of course i will study hard and try to get first degree
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You mention you bumi, go to UiTM... from engineering for sure can go to CS.
TSLotus511 P
post Oct 16 2020, 06:36 PM

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QUOTE(haturaya @ Oct 16 2020, 06:17 PM)
You mention you bumi, go to UiTM... from engineering for sure can go to CS.
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Trust me they don’t except DVM certificates and if they do, i can’t pursue my degree in CS because they won’t allowed student to pursue degree with unrelated diploma
rd33
post Oct 16 2020, 06:37 PM

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Yes definitely eligible. But also depends on which IPTS you are going. Those unpopular IPTS really hard to get MARA. I suggest you go UNIKL since UNIKL is owned by MARA.

For discount, if you score first class usually is 100% discount, 2nd class got some % discount. Failed have to pay full.

MARA also got few types of loan, depends on your parents salary:
1) full tuition fees loan + monthly allowances + yearly allowances
2) full tuition fees loan no monthly allowances but got yearly allowances
3) full tuition fees loan no monthly and no yearly allowances
4) half tuition fees loan no monthly and no yearly allowances

Best is you double confirm with MARA staff.

This post has been edited by rd33: Oct 16 2020, 06:37 PM
froggytrade
post Oct 16 2020, 06:42 PM

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Hi there, i took mara loan for my studies that ended 2015...

during my time, once you qualified for mara loan... uni will hold first sem charges, and billed mara for two sems on the second sem...

im qualified for whole sudy fees plus allowance of rm700 monthly... this 700 monthly will be banked in lumpsum for the first sem on second sem, and bank in monthly second sem onwards... i dunno the rule currently...

i dont think you can apply for other scholarship since uni will inform each parties who intend of giving you assistance

you can use kwsp to pay first sem, but this will only lessen the financing amount...

i was a unikl grad, admin handled everything...

i scored okok and paid only 10% from the loan amount which includes allowance and student fees... i settled this loan amount lumsump through kwsp
haturaya
post Oct 16 2020, 07:51 PM

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QUOTE(Lotus511 @ Oct 16 2020, 06:36 PM)
Trust me they don’t except DVM certificates and if they do, i can’t pursue my degree in CS because they won’t allowed student to pursue degree with unrelated diploma
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Have realy talk to them? Talk to the faculty?
TSLotus511 P
post Oct 17 2020, 12:16 PM

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QUOTE(haturaya @ Oct 16 2020, 07:51 PM)
Have realy talk to them? Talk to the faculty?
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I haven’t talk to the Uitm yet but i do email to ( (MTUN) which is Uthm, utem, unimap, ump, bcs they 100% accept DVM holder but like i said before you can’t change course unrelated to you diploma

source

http://jpkmalaysia.com/lepasan-tvet-digala...bung-pengajian/

you can also check on the requirement for every university i mentioned above (MTUN) for degree you can only eligible for mechanical and electrical engineering if you’re DVM holder
TSLotus511 P
post Oct 17 2020, 12:18 PM

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QUOTE(froggytrade @ Oct 16 2020, 06:42 PM)
Hi there, i took mara loan for my studies that ended 2015...

during my time, once you qualified for mara loan... uni will hold first sem charges, and billed mara for two sems on the second sem...

im qualified for whole sudy fees plus allowance of rm700 monthly... this 700 monthly will be banked in lumpsum for the first sem on second sem, and bank in monthly second sem onwards... i dunno the rule currently...

i dont think you can apply for other scholarship since uni will inform each parties who intend of giving you assistance

you can use kwsp to pay first sem, but this will only lessen the financing amount...

i was a unikl grad, admin handled everything...



i scored okok and paid only 10% from the loan amount which includes allowance and student fees... i settled this loan amount lumsump through kwsp
*
TSLotus511 P
post Oct 17 2020, 12:26 PM

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QUOTE(froggytrade @ Oct 16 2020, 06:42 PM)
Hi there, i took mara loan for my studies that ended 2015...

during my time, once you qualified for mara loan... uni will hold first sem charges, and billed mara for two sems on the second sem...

im qualified for whole sudy fees plus allowance of rm700 monthly... this 700 monthly will be banked in lumpsum for the first sem on second sem, and bank in monthly second sem onwards... i dunno the rule currently...

i dont think you can apply for other scholarship since uni will inform each parties who intend of giving you assistance

you can use kwsp to pay first sem, but this will only lessen the financing amount...

i was a unikl grad, admin handled everything...

i scored okok and paid only 10% from the loan amount which includes allowance and student fees... i settled this loan amount lumsump through kwsp
*
hello there thanks for replying, your message is very helpful i just afraid that when i get there takut mara tak dapat then i have to take ptptn. i really want to avoid ptptn hmm



 

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