Hi, i am working in singapore. I am using the cardup to pay my rental. The cardup will charge to my credit card with some fee ~ 2%. The benefit i get is i can earn the miles or cashback in my credit card. The cardup service also able to pay for utilities, insurance, tax payment etc. There is another similar service which is called ipaymy.

my question is... do we have any similar service provider in malaysia that can pay insurance or car loan by credit card?

Thanks.

will the cashback given by the CARDUP be more than the 2+% CARDUP charged to the amount to be billed?

will the normal cashback given by the credit card still be given if one uses it thru the CARDUP platform?
if CAN, then double bonus....X% from CC card then + X% from CARDUP

perhaps TS can try post his query in the Credit Cards, Debit Cards, Prepaid Cards and Loyalty Cards forum for more chances of responses
https://forum.lowyat.net/CreditCardsDebitCa...andLoyaltyCards

This post has been edited by MUM: Sep 30 2020, 12:20 AM

Yes. Singapore cc cashbacks and rewards are insane. I still use my UOB YOLO here coz 8% cashback for supermarket on weekends, insane.

did you use the UOB YOLO card thru the "cardup" platform too?

Thanks for the intro!

How does this compared to using e-wallet (in Malaysia)?

thanks, i post at there already. i search online,but can't get any similar service. ipaymy can pay rental, but i am finding provider with more service that can even pay house / car loan.
i am using to earn miles, so 2% charge to buy the miles is still worth it. some credit card can give higher cash back provided you meet certain amount, so by charging to cardup service, after minus the 2% charge, you will still get something..

The miles points earned must be used to buy business class air ticket only or economy class air ticket also can?

Similar to ipay Malaysia?

It's here!!

https://ringgitplus.com/en/blog/sponsored/h...ith-cardup.html

Is this a legit platform though?

Whats the best credit card to get when using CardUp in Malaysia

After considering the 2% charge for using the service

Right now they only accept Visa, Mastercard and Unionpay. No Amex as of yet.

Alliance bank loh, but only if its counted as online transaction (x8 points), not auto billing (x1 point)

https://ringgitplus.com/en/blog/sponsored/h...ith-cardup.html Is misleading. The example he show is spending RM90,000 and get 90,000 miles. But when i calculate on spending RM99,000 i only get 28,000 miles

This post has been edited by fakhree: Oct 31 2023, 07:48 AM

Different card, different points rate

If looking at cashback with Alliance, CardUp makes sense right to pay mortgage, as long as its below 3k/month?

https://www.alliancebank.com.my/Personal/Ca...ure-credit-card

do you know how tiered rate works?

"RM1 to RM1000 cash back 0.05%
RM1001 to RM2000 cash back 0.5%
RM2001 to RM3000 cash back 5%
>RM3000 additional cash back 0.25%

Should you spend up to tier 3, you will gain cash back of RM55.50 and additional 0.25% if you spend more than RM3000. Therefore, if you spend RM4000, you will enjoy cash back of RM58"

Finding the "sweet" amount

and how much does cardup charge?

taking their usual price 2.25%
seems like constantly got 1% promotion for awhile
just curious why not hearing many ppl mentioning about this service

if 2.25% then you are actually losing out with cc cashback