SEBANYAK 732,000 peminjam yang mengambil moratorium secara automatik kembali meneruskan bayaran ansuran bulanan pinjaman berbanding 336,000 peminjam pada April lalu.

Menteri Kewangan, Tengku Datuk Seri Zafrul Tengku Abdul Aziz berkata, setakat 28 Ogos lalu, nilai moratorium dianggarkan berjumlah RM81.9 bilion.

"Daripada angka ini, sebanyak RM28.6 bilion adalah jumlah yang dimanfaatkan oleh sektor perniagaan manakala jumlah yang dimanfaatkan oleh peminjam individu bernilai RM53.3 bilion.

"Sehingga tempoh sama juga, bank menghubungi lebih dua juta peminjam yang merangkumi individu, PKS dan syarikat lain termasuk perniagaan korporat serta komersial bagi menawarkan bantuan pembayaran pembiayaan," katanya dalam Laporan Laksana ke-20 Pelaksanaan Pakej Rangsangan Ekonomi Prihatin Rakyat (Prihatin) dan Pelan Jana Semula Ekonomi Negara (Penjana) di sini, semalam.

Menurutnya, menjelang tamatnya moratorium secara umum pada 30 September ini, institusi perbankan terus bersedia untuk membantu peminjam yang masih terjejas akibat Covid-19 melalui moratorium lanjutan dan bantuan bank bersasar bermula 1 Oktober ini.

"Inisiatif ini bagi menjamin perniagaan dan isi rumah yang benar-benar memerlukan akan terus dibantu melalui akses kepada pembiayaan.

"Penemuan dan pembuatan vaksin Covid-19 secara komersial akan mengambil masa. Oleh sebab itu, kita perlu memastikan sistem perbankan negara kekal utuh dan kukuh untuk sentiasa bersedia dengan sebarang kemungkinan di masa hadapan," katanya.

Tengku Zafrul berkata, Bank Negara Malaysia (BNM) dengan kerjasama Agensi Kaunseling dan Pengurusan Kredit (AKPK) dan bank tempatan sudah mengadakan lebih daripada 100 sesi libat urus membabitkan pihak berkepentingan serta giat mengadakan dialog bagi memastikan peralihan daripada moratorium secara automatik kepada program bantuan yang lebih bersasar dapat berjalan dengan lancar.

"Ini termasuk Kempen Pelan Bayaran Balik Pinjaman (RAC) yang bertujuan memberi khidmat nasihat serta pelan perancangan bayaran balik pinjaman/pembiayaan pascamoratorium," katanya.

RAC akan diadakan di Persada Johor International Convention Cente, Johor Bahru dan Hotel RAIA, Bayan Lepas, Pulau Pinang pada 12 dan 13 September ini.

https://www.hmetro.com.my/bisnes/2020/09/61...ula-bayar-balik

This post has been edited by ironmaid89: Sep 10 2020, 11:48 AM

When actually need to start pay ? This month or next month?

i say BS

once banker will always be banker.

next month

Defaq. I thought this month 😅

How is this news???

economy is good.

my banker fren said this month punya gaji , start pay d.

lol.

how many not ready to pay ? i think alot

cause END at SEP.....

if u have loan info accessible online.. just refer the "next payment date".

Fuuhh,, make me feel lega sikit. I hold a lot of bank stocks. Guys, please pay your loans ya...

not November 1st?

April 1st due punya payment still need to pay.

so May 1st, June 1st, July 1st, August 1st, September 1st, October 1st due no need. November 1st baru bayar ma.

I gonna stop asb loan.. Need to keep money to buy house next year

I guess oct.. start

already started servicing loans last 2 months, feels good man

i asked about further moratorium or further assist for my loan but they straight away denied.

kahkahkah

RM0.00 MBB/MIB : Your HP moratorium ended on 08/09/20 & your next instalment will be due on 08/10/20. Pls pay before due date to avoid late payment charges.

So this month looor. Next month already due.

This post has been edited by breekachu: Sep 10 2020, 12:21 PM

u can always save money in the asb. loan better continue to make good credit score.
next year dividend can use as income.

Cannot pay after moratorium ended but can buy new car. I think bank should cut half the monthly loan payment and everyone can buy new car and new house.

my next payment due 30/10.
so next month punya gaji baru bayar la.

I think many of them mistaken is this month need to start pay back lol

Ok if like that. I will continue it. Tq bro

October billing, due Nov 1st to pay.

not Nov punya billing.

I seriously doubt the credentials of this chicken nugget as our FM

if ur celery end of month - e.g 28 sept and loan due 5 october, then use this month salary
if loan due end of month, the start paying next month salary

no more shopping 10.10, that why yesterday kaw-kaw got sale

My due date 1 oct

Bayar hutang lah tibai. Shopping mall full of people, don't say no money. Mahai.

My bank told me End on sept. Loan start on oct.

banker call says this month


but

but

but


i didnt stop paying at all, the fuck random bank call frequently to told toto pay this month

Owh if like that good enough la.. i thought next month must pay already

This post has been edited by fiqir: Sep 10 2020, 01:19 PM

best to check with your bank... because

when the gomen make announcement on moratorium, I didn't pay my April 1st due loan.

last month they called me say I hutang 1 month which is the one due on April 1st.

this is how i came to the above conclusion..

Ngam ngam cun...

I dun care. Still paying even they start this.