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Credit Cards Affin Duo Credit Card, great rewards for eWallet

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whycanot323
post Oct 28 2020, 04:54 PM

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affin duo, in order to waive annual fee.
need 12x swipes at retail stores...

means i need to swipe 12x on Affin visa card and 12x on affin mastercard

or

i swipe 12x either visa or mastercard
whycanot323
post Oct 28 2020, 05:03 PM

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can cancel the mastercard after apply or dont want activate the mastercard?
since i need the 3% visa only, can save me rm25 sst
i know 1st year rm25 for 2 cards, how about 2nd year onwards. if no activate mastercard since day1....
whycanot323
post Nov 9 2020, 02:33 PM

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any promotion for sign up the affin duo card?
see no offer in ringgitplus =(
whycanot323
post Dec 22 2020, 05:07 PM

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Hi Sifus,
I want to apply Affin Bank Duo and Affin Bank Visa Signature.
I see all website only giving entries to campaign or chances to cashback.

want to ask , is anyone know there is sign up reward either thru website or walk in ?
whycanot323
post Feb 3 2021, 02:56 PM

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im new to affin duo. just got my cards, the cycle for cashback is by that particular month or by statement cycle???
for example, my maybank and public bank cashback is count by month cycle
whycanot323
post Feb 3 2021, 04:58 PM

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QUOTE(cybpsych @ Feb 3 2021, 02:57 PM)
are you sure public bank follow "month cycle"?
affin follows statement cycle, but txn must be posted T-1

user posted image
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thanks for your input, affin is follow statement cycle.
I can confirm Public is follow month cycle. checked for past 1 year for visasignature and quantum.
whycanot323
post Feb 3 2021, 05:50 PM

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QUOTE(cybpsych @ Feb 3 2021, 05:03 PM)
let me guess: your pbb statement date = 1st of each month?
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weird. 26th.
but my self made excel count from 1st to 31st for cashback and match with the statement cashback for past 12 months.
whycanot323
post Feb 3 2021, 06:27 PM

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QUOTE(cybpsych @ Feb 3 2021, 06:04 PM)
how does your estatement show?

if follow your theory, spend on 27th to end month will get cashback, then spend 1st to 26th will get cashback ... both on same statement on 26th?
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cashback from 1st-31st this month will reflect on 26th of next month statement.
whycanot323
post Feb 3 2021, 09:49 PM

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QUOTE(cybpsych @ Feb 3 2021, 06:48 PM)
as long as you're happy with this smile.gif
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im pretty sure i am wrong already, let me correct it in my excel .
whycanot323
post Feb 3 2021, 10:17 PM

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QUOTE(GrumpyNooby @ Feb 3 2021, 09:57 PM)
There's one difference between Public Bank and Affin.

Public Bank: based on statement month and cash back is for posted transactions up to statement date
Affin: based on statement month and cash back is for posted transactions up to statement date - 1 day
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crystal clear now , thanks you both of you
whycanot323
post Feb 8 2021, 03:27 PM

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want a confirmation ....
public bank vs need a otp for to be entitled as online transaction to get the 6% cb... some ewallet i click save card, and when top up, no otp needed, straight top up ---> not entitle for 6% cb...

so want to ask for affin duo, is the 3% online transaction cb, for saved card card top up which no OTP verification, is entitled ?
whycanot323
post Feb 8 2021, 03:39 PM

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QUOTE(whycanot323 @ Feb 8 2021, 03:27 PM)
want a confirmation ....
public bank vs need a otp for to be entitled as online transaction to get the 6% cb... some ewallet i click save card, and when top up, no otp needed, straight top up ---> not entitle for 6% cb...

so want to ask for affin duo, is the 3% online transaction cb, for saved card card top up which no OTP verification, is entitled ?
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the reason i asked so is, days before, i top up Touch n go without any otp due to already a saved card with pbb vs.
then no cb in statement, then i called to cs to enquiry, the cs told me if top up tounch n go without otp, not entitled for 6% cb.

my question here is , for affin duo, i want top up my ewallet. should i put affin duo as saved card and top up without otp for future, will it entitled for 3% cb ???
whycanot323
post Feb 8 2021, 04:00 PM

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QUOTE(fruitie @ Feb 8 2021, 03:43 PM)
I always get cash back for TnG for Affin Duo and also PBB VS and QMC. Saved card.
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weird, i did call to pbb cs for enquiry why my cashback not maximum rm38, then the operator told me after she checked my transactions, she mentioned no cashback for one of my tng top up, reason is due to no OTP during the top up.


QUOTE(cybpsych @ Feb 8 2021, 03:44 PM)
you are mixing the difference

1) PBB VS does not explicitly identify ewallet. They only recognize via ONLINE transaction mode

2) AFFIN explicitly identify ewallets by name/description (as per stated in their FAQ) --- imo, it can falls under ewallet and/or ONLINE categories too
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okay, means i can perform auto top or auto billing to the ewallets listed in their entitled listings. tq

whycanot323
post Feb 9 2021, 02:13 PM

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affin bhp card, buying in bhp convenient store for snacks n drinks, got the 10% cash back? or only for ron9597 petrol nia?
whycanot323
post Oct 30 2023, 03:49 PM

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just came to know existing of Duo+, a replacement for my dead public quantum, checking am i correct for below after i read the website?
use Affin Duo Visa for ewallet + online shopping
use Affin Duo+ Visa for retail shopping with paywave, even more than rm150 , wave then key in password also valid for 3% right?

 

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