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Credit Cards Affin Duo Credit Card, great rewards for eWallet

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vin_ann
post Sep 2 2020, 02:51 PM

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just now called CS request for BHP Affin card annual fee waiver...

condition of 12 times swipes fulfilled as mentioned by CS. She is putting up my request for waiver.

meanwhile my VS card being return to HQ, as im waiting someone in branch calling me to collect the card. CS put up request to send the VS card back to the branch again.
vin_ann
post Sep 2 2020, 03:15 PM

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QUOTE(vince-90 @ Sep 2 2020, 02:58 PM)
What's the benefits BHP Affin and VS now?
PBB Quantum Visa 5% > VS 3%
BHP 10% counter n pump  thumbup.gif
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Applied VS like early Aug
Now got Duo, feel wan abandon VS. 🤭
vin_ann
post Sep 3 2020, 11:21 AM

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QUOTE(cybpsych @ Sep 2 2020, 07:58 PM)
for existing Affin cardholders, can use the Add Card form. minor things to fill up.
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The bank staff said no add card form. Need fill in new form, with 1 mth pay slip and 3 mths bank statement

vin_ann
post Sep 9 2020, 09:02 PM

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QUOTE(cybpsych @ Sep 9 2020, 01:52 PM)
* Applicable to New-To-Bank Cardmembers only. Each cardmember can apply maximum transfer amount capped at RM15,000 or shall not exceed 80% of available credit limit/facility limit, whichever is lower

https://www.affinonline.com/AFFINONLINE/med...actical_ENG.pdf
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meaning me as BHP Affin Card user not qualify as New-To-Bank cardmembers sad.gif
vin_ann
post Sep 9 2020, 09:08 PM

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QUOTE(cybpsych @ Sep 9 2020, 09:03 PM)
read the t&c on the definition of NTB
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" Cardmembers who has been more than twelve (12) months with the Bank is considered as Existing-To-Bank Cardmembers." - ETB


vin_ann
post Sep 15 2020, 09:03 PM

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QUOTE(cybpsych @ Sep 15 2020, 08:23 PM)
if suspected lost, call back to get replacement and pickup from branch instead (if possible for you to do so)

for mine, I'd report to them next week if this week failed to receive.
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i just got my Visa signature via snail mail after calling CS to find out where's my card as i was waiting someone from branch to call me.

last Monday called CS, CS said Friday will send to branch, mana.tau the HQ posted via snail mail as informed by branch staff who i been keep in touch with.


vin_ann
post Sep 17 2020, 11:05 AM

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QUOTE(DM3 @ Sep 17 2020, 08:10 AM)
How long between approve cards /arrive via snail mail?
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sorry, i didnt keep track on it precisely. roughly around 2 weeks plus.
vin_ann
post Sep 29 2020, 07:24 AM

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QUOTE(cybpsych @ Sep 28 2020, 06:27 PM)
yes, complete the trio of 3s biggrin.gif

user posted image
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Congrats
I'm waiting my duo arrival

vin_ann
post Sep 29 2020, 06:49 PM

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Anyone experience wave transaction can't get through?

Since I got my VS card, I wave all the times until today
Transaction can't get through at ikea restaurant, after tried 2 times, revert to pin and it went through

Today I only waved at cafe during lunch.
Will check number of times waved and value before "reset" like PBB card
vin_ann
post Apr 20 2021, 04:58 PM

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QUOTE(fruitie @ Apr 20 2021, 11:01 AM)
I just completed my final installment for CIP 0% for 6 months and Affin CS called again to offer... sweat.gif

OK la, took it again. laugh.gif
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Nobody called me.
You're VIP to Affin

vin_ann
post Apr 20 2021, 08:30 PM

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QUOTE(fruitie @ Apr 20 2021, 05:03 PM)
This is NTB promo. Are you NTB customer? unsure.gif
I thought each customer only has one time to apply, who knows after 6 months still have another round... sweat.gif
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nope. Been using Affin BHP long time ago...
vin_ann
post Apr 23 2021, 04:12 PM

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QUOTE(cybpsych @ Apr 23 2021, 10:30 AM)
Affin VS going to hit anniversary later this month.

1) called CS #1 for sst rebate/spend condition = no offer
2) cleared outstanding
3) called CS #2 for card cancellation due to upcoming sst = offered RM25 cashback for spending min RM300 within 45 days from today.
4) decided to keep biggrin.gif
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Thanks
My VS due in July...
Shall do the above in end May

vin_ann
post May 21 2021, 05:05 PM

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QUOTE(cybpsych @ May 21 2021, 12:58 PM)
i think better they refer to 1 specific value rather than deconstruct each billed items to determine which are counted (eg retail txn) and not counted (eg non-retail txn ilke BT/CIP instalments)

they also need to comms out to cardholders so that we can understand too  laugh.gif  laugh.gif
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now have time to go through my statement in details.

Previous balance = Previous month bill statement balance. icon_rolleyes.gif

Agreed on ur statement, hope they refer to 1 specific value aka previous bill statement balance, full stop.
vin_ann
post May 29 2021, 05:21 PM

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QUOTE(cucikaki @ May 29 2021, 10:56 AM)
affin card got transaction limit of 15 transaction usage per day.

anyway to uplift this? anyone kena before. tried calling the bank but CS says security purposes only limit to 15 transactions per day. cannot be unblock. need wait tomorrow for refresh. weird
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Regardless whether pin entered or wave also cap at 15 transactions?

vin_ann
post Jul 18 2021, 09:06 PM

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QUOTE(cybpsych @ Jul 16 2021, 11:22 AM)
cumulative 3x paywave.

eg 3x > reset > 3x > reset > 3x > reset

it wont reset by time period as well (eg 1st of the month) or by merchant
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my VS jun spending did like above for total RM2,740 and the CB i got just RM78.30 ! dont know what's wrong.
vin_ann
post Jul 18 2021, 09:10 PM

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QUOTE(edwin1002 @ Jul 18 2021, 06:27 PM)
I saw in standard chartered credit card there, that one user from affin said that affin is more better than SC.
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can tag ChiaW3n for pencerahan smile.gif
vin_ann
post Jul 19 2021, 11:39 AM

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QUOTE(cybpsych @ Jul 18 2021, 09:43 PM)
share full txn list. posting n txn date n amount. description not important (assume all eligible)

you got any txn posted on statement date?
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user posted image

after i settled my payment, put the card away.

wait... now i aware of what's my problem when uploading this pic! the reset amount is not entitled for CB! forget to take note on the reset amounts!
vin_ann
post Jul 19 2021, 12:06 PM

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QUOTE(Human Nature @ Jul 19 2021, 11:42 AM)
What is reset amount?
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QUOTE(cybpsych @ Jul 19 2021, 11:42 AM)
what do you mean by "reset amount"?
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reset (key in pin) amount RM50
vin_ann
post Jul 24 2022, 04:06 AM

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Damm.... Woke up with SMS on fraud transaction notification on my Duo card

RM0.00 Thanks for using AFFIN card (0057) of USD4.19 at PATTERNBUDGET.COM 866-9484061 US. If this is not your txn, call us now.

The sms sent on 11:05pm which I already off phone and sleep.

Earlier on 11 July my PBB Islamic card also had the similar transaction


vin_ann
post Jul 24 2022, 11:38 AM

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QUOTE(beLIEve @ Jul 24 2022, 05:42 AM)
Any particular app/web where you saved both cards?
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1 common transaction for both card are Foodpanda

Affin duo - 2 July
PBI - 4 Jun

Affin Duo have all the auto debits transactions for insurance, boardband... sigh... need to redo all

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