1st CB from Affin comes in. Very happy with this duo feature, mostly used on TnG ewallet, and i just activated and used the visa duo. With some CB from my VS al well.

1 time CB, gaotim for a year SST for total 3 cards. Totally satisfied, hope this Affin Duo benefit last long!

Side note, prudential entitle for CB on this visa duo as well, this info is for those maybe who missed the “confirmation” from previous other members’ post.

Forms filled by bank staff.
I only do fingerprint verificaiton.
I'm not at the branch.
The bank staff came to my office.

maybe 1st statement will be unique, anyway it's your choice to spend RM3050 or RM3080, but for me i don't mind to spend extra RM30 as if they really give RM80 cb then your RM3050 will become RM2970 and will affect next statement as well

Definitely better % cashback. And your math is off, only need to spend RM1666 to get RM50. No need to add RM50, because RM50 cap not affected by spend.

On the other hand, would you prefer to spend RM10 and get back RM8 (80% cashback!) or spend RM100 and get back RM20 (20% only wor).... Some would prefer the higher amount, as long as the spend is not wasted spend (or washed properly hehe).

Another way to consider it is, let's assume you already spend RM1666.67 for one month. You will get RM50.

If you spend an additional RM1483.33, you will get RM30 cashback. Which is 2.02% cashback. Some will feel not worth it. But if you tend to spend using let's say Liverpool card, or Barcelona card, anyway, then this is still better return than those.

Because you read half didn't read the other half. See cybpsych's post again. If want to meet the rm 3k balance then need to factor in the reducing amounts. If not, then it's flat 50.

i just update my auto debit for GE & Zurich insurance via online, due to replacement card (frandulent), and it no longer free update for auto debit. it will charges RM1 non refundable per policy.

if you read thoroughly, the Oct statement will take effect.

then count backwards when your txn should take place.

this is quite tricky, see the "example"
wonder what will happen with those statement date on 13/9 onwards

the cash back will be credited based on the transaction instead of the instalment

the eiplan will only credit RM 166.67 to statement balance

yes, the understanding on the statement balance is correct
no, the cash back is based on the transaction instead of the EIP amount
i.e. RM 30 in the month you reload TNG but no cash back on the EIP instalment