Nice! two gifts for a single application
The tumbler quality like a toy

Any transaction from previous statement that posted on statement date?

as shared above

download the estatement today and see the posting date for 19 Feb 2021 ShopeePay RM100.

kinda rare Shopeepay posted so late 

How did you manage to top up more than RM 1000 per month for BigPay? Different card? 

is this the trick to reload rm1000 into BigPay then withdraw it out to our bank account ?
then can fully utilize this CB card ?

how about shopeepay,touchngo, lazada ewallet ?

anyone use favepay and get cashback?

no. certain sites especially those overseas ones doesnt require otp.

OTP SMS is sent by your bank (card issuer)

if the site (merchant) did not setup (obviously on purpose to do fraud) to initiate OTP challenge to cardholder, your bank doesnt do anything really (if that merchant not blacklisted or flagged)

this is why many frauds came from overseas.
Malaysian merchants/acquiring banks must challenge OTP so that liaibility is shifted to you/cardholder/issuing bank.

Malaysia issuing banks very very careful to allow merchants to skip OTP as the risk is very high and merchant/acquiring banks would bear all the risks (i.e. they cannot shift the liability aka blame the cardholder)

your card number is just a 16 digit number

they just tikam all possible numbers --> see which one hits (charged) --> which one didnt file dispute --> profit