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Credit Cards Affin Duo Credit Card, great rewards for eWallet

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choco_ice
post Sep 4 2020, 12:51 PM

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Just submitted online application for duo card, lets see how long until sales person get back to me
choco_ice
post Sep 4 2020, 03:29 PM

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Junior Member
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QUOTE(cucikaki @ Sep 4 2020, 03:23 PM)
Affin is one of the bank that can gives reason for rejection. Very good. Even Maybank hen reject they cant check the reason.

My reason is high utilisation of credit limit as at Jul. Staff advise to make it as low as possible on 30/9 and reapply. Income side is ok. Most of my CC reached the maximum utilisation on July.

And you can reapply again instantly eventho get rejected - unlike Hong Leong, only 6 months after reject can apply.
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That's good to hear, they really act differently
choco_ice
post Sep 7 2020, 01:59 PM

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QUOTE(kimi0148 @ Sep 7 2020, 11:38 AM)
Submitted online form yesterday and received a call from personal number claiming to be banker and asked to sign on page 6 of PDS and whatsapp back, is that ok to do so?
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My scenario same like you. Submitted online in the morning then received WhatsApp ask me fill up n sign on page 6 (for duo card only) then email back to his office email. Told him i want to apply VS as well then he send me another general form for card application.
choco_ice
post Sep 8 2020, 10:56 AM

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- deleted -

This post has been edited by choco_ice: Sep 8 2020, 11:35 AM
choco_ice
post Sep 8 2020, 11:12 AM

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QUOTE(Human Nature @ Sep 8 2020, 11:03 AM)
Shouldn't be. Where do you get this info from? Not that I have the VS ...
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I was surprise also. The info got from the staff who process my application, he emphasized this to me as max RM80 per IC, perhaps others may want to verify with the person who process your application and let us know.
choco_ice
post Sep 8 2020, 11:37 AM

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QUOTE(Human Nature @ Sep 8 2020, 11:03 AM)
Shouldn't be. Where do you get this info from? Not that I have the VS ...
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QUOTE(fruitie @ Sep 8 2020, 11:19 AM)
It's two different cards, how is that possible? laugh.gif
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The staff just called back and reconfirm is seperate cashback for each, really tak boleh pakai..
choco_ice
post Sep 9 2020, 12:49 PM

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QUOTE(fruitie @ Sep 9 2020, 11:47 AM)
I agree with this, I have one "1" on my CCRIS, updated in July due to my own carelessness... I thought it may affect my application but it turns out, it doesn't. However, I can't say the same for other banks, they may have different way to assess...
Back to Affin, eventually the approved CL is one of the highest among all my cards, earlier during pending status, it was super low. tongue.gif
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Wow, changed from the lowest to the highest CL now
choco_ice
post Sep 9 2020, 07:07 PM

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QUOTE(poor man @ Sep 9 2020, 06:27 PM)
Received affin duo card
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This is ugly..
choco_ice
post Sep 11 2020, 03:56 PM

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QUOTE(tan_aniki @ Sep 11 2020, 02:44 PM)
brows.gif
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Super VIP..

 

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