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Credit Cards Affin Duo Credit Card, great rewards for eWallet
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Raymond T.
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 Sep 4 2020, 05:58 PM
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QUOTE(cucikaki @ Sep 4 2020, 05:19 PM) from CC alone, is 84.52%. i also mentioned at my ccris record is all '0'. Then she replied, if people with a lot of '1' '2' etc, then they will probably rejected with inconsistent payment behaviour instead of high commitment. approval is still by Affin HQ. But they can see reason stated from system. It’s based on one card or multiple card also high utilise |
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Raymond T.
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Sep 4 2020, 07:04 PM
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QUOTE(jiaen0509 @ Sep 4 2020, 06:12 PM) Total all card outstanding divided by total approved credit limit. I see, if like this of course bank would reject due to high risk |
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Raymond T.
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Sep 8 2020, 02:41 AM
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QUOTE(jiaen0509 @ Sep 7 2020, 06:34 PM) My application is rejected. My sales person told me HQ didn’t state the reason. Usually due to commitment. I think credit limit utilization be the main reason to be rejected (around 35%). want you die, no need any reason. Hahaha Btw, I will try to clear the outstanding then reapply again next month after ccris updated. Usually if rejected can re apply so fast ? No cooling off period ? |
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Raymond T.
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Sep 9 2020, 06:44 PM
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QUOTE(jiaen0509 @ Sep 9 2020, 06:33 PM) Transparent but can see the wires inside... eeee 😂 look ugly thou |
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Raymond T.
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Sep 12 2020, 01:38 AM
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QUOTE(jacey @ Sep 12 2020, 12:54 AM) sigh...mine got rejected already..Need to seek all Sifus help, after clearing all my cards bill, need to wait how long only it will reflect clean for another round of submission ya? Usually CCRIS updated every month day of 10 - 14 by bank, showing previous month outstanding |
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Raymond T.
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Sep 19 2020, 03:52 PM
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QUOTE(thinkhappy @ Sep 19 2020, 03:49 PM) You have to walk in BNM or AKPK for registration then you can check yourself via online |
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Raymond T.
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Oct 10 2020, 04:13 PM
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QUOTE(jasmineh2y @ Oct 10 2020, 03:56 PM) wow, affin bank offer cash withdrawal 0% interest as well..  This one only apply for Affin Duo or any other card as well ? |
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Raymond T.
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Oct 27 2020, 12:23 PM
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QUOTE(WaCKy-Angel @ Oct 27 2020, 08:17 AM) I whatsapp to the affin PIC to check the status and she says HQ stop operation coz covid. but afaik the building is not sealed off. still got ppl working I also applied but lazy to followup, if they want to give then give if not it's ok  |
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Raymond T.
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Nov 2 2020, 07:13 PM
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QUOTE(jiaen0509 @ Nov 2 2020, 12:37 PM) Haiya. My credit card submitted to nearest branch on 12 Oct. Until now still no appear in CCRIS yet. Was told due to Affin HQ quarantine. 3 weeks already is it normal? Just check today appeared in ccris  This post has been edited by Raymond T.: Nov 2 2020, 07:15 PM |
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Raymond T.
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Nov 2 2020, 07:16 PM
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QUOTE(jiaen0509 @ Nov 2 2020, 07:14 PM) 9 Oct agent come verify thumbprint |
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Raymond T.
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Nov 2 2020, 07:17 PM
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QUOTE(GrumpyNooby @ Nov 2 2020, 07:16 PM) 24 days and still pending in CCRIS.  But I see pending date from 01/11, means they just submit only |
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Raymond T.
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Nov 2 2020, 07:20 PM
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QUOTE(GrumpyNooby @ Nov 2 2020, 07:18 PM) But I saw some applicants got approved on the same day as it enters into CCRIS. If pre approve I think fast 😂 maybe too many debt they want to check |
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Raymond T.
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Nov 2 2020, 07:22 PM
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QUOTE(jiaen0509 @ Nov 2 2020, 07:18 PM) Ermm... they just starting process. I later than you. Still not appear in eccris Need follow up with agent see |
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Raymond T.
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Nov 2 2020, 07:26 PM
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QUOTE(GrumpyNooby @ Nov 2 2020, 07:25 PM) eCCRIS on 26/10/2020:  eCCRIS on 28/10/2020:  Affin Online on 28/10/2020:  Quite fast approve |
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Raymond T.
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Nov 3 2020, 02:00 PM
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Received this message this morning "RM0 We thank you for your interest in our Affinbank credit card however we wish to inform that your application has not been successful." I've check with the agent that submit my application what's the reason being rejected. Agent mentioned that due to high credit limit was given by other facilities  This post has been edited by Raymond T.: Nov 3 2020, 02:01 PM |
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Raymond T.
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Nov 12 2020, 09:33 AM
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QUOTE(Matchy @ Nov 12 2020, 09:14 AM) First time applying credit card that need to call company... usually if apply loan then only they call.  I believe it depend on bank SOP, usually they ask your company able to find in Google 😂 if got they usually lazy to call |
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