simple ma. either >3k or not. that's all.

if target 50, spend 1667 to earn max 50 cb. settle. no need worry statement balance.

Compulsory to take both but when activate you can choose to just activate cashback card and keep the rewards card beneath your drawer

yup - i pun kena "SURPRISE!" auto-activation

No answer to your question, but if you use BT, maybe dont set too low. Affin has good BT programme here and then.

1. Not sure, but most banks minimum 5k if use FD as collateral. You might not want to set it too low, 2 months rolling for $3080 is just nice, i.e. around 6.1k.
2. Correct

affin process really left much to be desired.
call for fraud early last month, 28th only sent out card, now still waiting.

meanwhile last week apply for HLB cc, and replace mbb debit card, both arrived earlier of the week.

reminds me of their card application process

i assume you refer to collect from branch?
yeah heard some here said collect from branch faster.

just that i didn't expect them to be so slow in sending out, 3 weeks after i call.
running the risk of not getting any cashback for the month.
just a couple of days to go     

If I don't activate the mastercard, do I need to pay for the annual fee 3 years later and SST?

Technically the First SST is charged upon card activation, subsequent SSTs at Card Anniversary regardless the card is already activated or remain unactivated.

You cannot run away from SST.

I gave my Duo Visa card. I didn't have my Duo MC brought out with me so impossible I can show them the Duo MC.
My question is do anyone have Duo MC not activated that managed to get the online banking activated?

I'm just afraid they are linked and if one card is not activated, both can't be registered to the online banking.

hi sifu, is the Affin Bank Duo Visa Cash Back still having 3% CB for ewallet top up, cap at rm50? 
With so many revision on CC for a few banks, i better ask 1st before applying, then again they might change it right after I receive the card

Thanks, would it directly charge to the activated card?

u can believe level 1 CS?

Anyone still haven't active affin duo mastercard?
I actived my Visa 20 sept 2020. Master card still in drawer without active.

Not sure want to active it or just leave it to avoid annual fees.

Anyone try?

When you active your Visa?

Affin duo can use the visa card only ? If i not active the master card still will charge sst and annual fee ?