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> Affin Duo Credit Card, great rewards for eWallet (Credit Cards)

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Human Nature
post Sep 2 2020, 08:56 AM

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QUOTE(spreeeee @ Sep 2 2020, 08:54 AM)
for the 3% cashback capped rm80 per month, means equivalent to around rm2666 spending per month.. most probably could have ppl abuse it to reload to ewallet and withdraw to offset the spending.. typically tactic.. lol..
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Hope not or Affin may not be able to sustain the 3% and RM80 cap for long.
Human Nature
post Sep 2 2020, 08:58 AM

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QUOTE(GrumpyNooby @ Sep 2 2020, 08:57 AM)
You'll know by in 2021 when interchange fee has to be reduced.
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That’s why still wondering what is Affin’s playbook strategy. Just few months left to 2021.
Human Nature
post Sep 2 2020, 09:04 AM

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QUOTE(Joey_Chin12 @ Sep 2 2020, 09:00 AM)
Which method to apply the card is faster?

There are few way i saw,
1) download the application and submit it to email
2) fill up the online application form (but after fill up, nothing acknowledgment will give to u such as email acknowledgment)
3) directly go to ther nearer branch.
Any sifu here can advise?
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Apply using eForm and wait for the bank to contact for documents
Human Nature
post Sep 2 2020, 01:47 PM

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QUOTE(janson_kaniaz @ Sep 2 2020, 01:11 PM)
What docs they require? I got a call today to pass the docs, but I have to receive any message regarding what docs to provide...
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NRIC, 1 month salary slip and EPF for me
Human Nature
post Sep 2 2020, 02:23 PM

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QUOTE(jhlou @ Sep 2 2020, 01:58 PM)
Just came back to KL branch submitted documents. This is what the sales exec told me

For Duo, annual fee waived for 3 years.  SST waived for second card for first year.  Meaning RM25 for both cards on first year.

For new to bank customer, RM 300 spending within 45 days will get RM 30.
Only one time per customer so if you apply both Duo and VS only can get RM 30 once.

He suggested me to collect card at branch as according to him courier will need signature..

I did thumbprint verification at branch and there will be second verification by call from card team.
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This is good info. Will remember to claim the RM30 smile.gif

QUOTE(fruitie @ Sep 2 2020, 02:23 PM)
I was asked to bring NRIC only and on the spot used it to print EPF statement.
They didn't ask any documents from me. Just asked to bring my NRIC along.
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Yours more canggih, KL one biggrin.gif

This post has been edited by Human Nature: Sep 2 2020, 02:25 PM
Human Nature
post Sep 2 2020, 03:17 PM

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QUOTE(adamhzm90 @ Sep 2 2020, 03:12 PM)
SST RM25 will be charged to both card (RM50) or combined?
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RM25 each card
Human Nature
post Sep 2 2020, 04:31 PM

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QUOTE(zstan @ Sep 2 2020, 04:27 PM)
Yikes so many procedures one ah. how la i'm based at a place with no branch sad.gif
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Maybe they make interstate visit to your place leh. Try apply see biggrin.gif
Human Nature
post Sep 2 2020, 08:10 PM

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QUOTE(jiaen0509 @ Sep 2 2020, 06:33 PM)
high traffic. Credit card department will penat, Officer angry because their work increases 300% haha
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Actually I think the staff who get the documents will get referral commissions
Human Nature
post Sep 2 2020, 08:25 PM

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QUOTE(GrumpyNooby @ Sep 2 2020, 08:13 PM)
Are they really bank staff? Not temporary agent?
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Should be bank staff, complete with uniform and name card too. They still get referral commission as my first ever CC was applied this way.

QUOTE(!@#$%^ @ Sep 2 2020, 08:17 PM)
can ask to send to house?
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Yes, can opt to send to residential address
Human Nature
post Sep 3 2020, 01:48 AM

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Kiasu betul. Just check my eCCRIS and shown as approved too. Very generous CL, will reduce it later.

biggrin.gif
Human Nature
post Sep 3 2020, 08:32 AM

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QUOTE(GrumpyNooby @ Sep 3 2020, 07:43 AM)
Not kiasu. It proves that they're doing their job.

Later, if late or slow put into CCRIS, then being complained why not yet appear in CCRIS etc
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I mean i am kiasu tongue.gif
Human Nature
post Sep 3 2020, 09:17 AM

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QUOTE(alandhw @ Sep 3 2020, 08:58 AM)
For the new to bank customer, don't forget to fill up "Retail Internet Transaction Services" form. Else, you wont be able to have the online banking access.
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Where to get this form?
Human Nature
post Sep 3 2020, 09:40 AM

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QUOTE(alandhw @ Sep 3 2020, 09:30 AM)
I got it from the banker but only after i received the card. it was passed experience.
To save the hassle, may request the banker to provide the form in advance so you can submit it together with your credit card application.
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I see, thanks. I will get it sorted out when I get my card since I have applied.
Human Nature
post Sep 4 2020, 12:55 AM

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QUOTE(cucikaki @ Sep 3 2020, 11:46 PM)
Damn. Application unsuccessful. Sad.
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How do you find out? SMS?
Human Nature
post Sep 4 2020, 09:06 AM

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Just checked with the IVR, confirmed that application is successful
Human Nature
post Sep 4 2020, 09:30 AM

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QUOTE(jiaen0509 @ Sep 4 2020, 09:16 AM)
Do you have eCCRIS? Mind to check where the location approve yours application?

Mine was not AFFIN HQ address. Is the AFFIN Branch location nearby. So I believe it is process/reject/approve by AFFIN branch instead of HQ.
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Mine put branch name too
Human Nature
post Sep 4 2020, 10:30 AM

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QUOTE(PoisonSoul @ Sep 4 2020, 10:27 AM)
May I just ask for the CCRIS report, can I apply it online (I found the documents needed to fill up and send) or I still have to go to BNM or AKPK to sign up? If I do online apply, does it mean that's the only a time off/report to be sent to me?
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You need to go to BNM/AKPK to register if you want to view it online.

If you wish to request manually, it is only a one time report.
Human Nature
post Sep 4 2020, 03:00 PM

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QUOTE(Lilying @ Sep 4 2020, 02:57 PM)
May i know for insurance payment this card have cash back or not?
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Supposedly yes, for auto-billing
Human Nature
post Sep 4 2020, 03:31 PM

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QUOTE(cucikaki @ Sep 4 2020, 03:23 PM)
Affin is one of the bank that can gives reason for rejection. Very good. Even Maybank hen reject they cant check the reason.

My reason is high utilisation of credit limit as at Jul. Staff advise to make it as low as possible on 30/9 and reapply. Income side is ok. Most of my CC reached the maximum utilisation on July.

And you can reapply again instantly eventho get rejected - unlike Hong Leong, only 6 months after reject can apply.
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It's refreshing. Maybe because it's from the branch side and not centralized.
Human Nature
post Sep 4 2020, 05:45 PM

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QUOTE(alandhw @ Sep 3 2020, 08:58 AM)
For the new to bank customer, don't forget to fill up "Retail Internet Transaction Services" form. Else, you wont be able to have the online banking access.
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Apart from submitting the form, do we need to get anything like TAC/PIN from the ATM?

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