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Credit Cards Affin Duo Credit Card, great rewards for eWallet

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CAPRY
post Aug 16 2025, 01:11 PM

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Joined: Apr 2008
I'm new to Affin Visa Cashback so I wish sifus here can enlighten me about the interval for RM30 monthly cashback cap.
I would like to know the monthly cashback cap is based on statement cycle or per calendar month?

My statement cycle is on 14th of each month.

Which of the following is true:

Based on statement cycle: Spending RM1000 from 14/8/2025 to 13/9/2025 will entitled to RM30 cashback, any further spending within this cycle would not receive cashback.

or

Based on per calendar month: Spending RM1000 from 1/8/2025 to 31/8/2025 will entitled to RM30 cashback, any further spending within current month would not receive cashback.
CAPRY
post Aug 16 2025, 02:12 PM

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Joined: Apr 2008
QUOTE(ClarenceT @ Aug 16 2025, 01:50 PM)
Very few merchants use Affin terminal so unlikely you spend on 13/9 will be posted on 13/9 but 14/9 or 15/9 or later.
So if you want to get RM30 Cashback, transactions POSTED on 14/8-13/9 >RM1000 (so better swipe on 14/8-11/9 and don't swipe on 12/9 & 13/9)

Transactions posted on 14/9 (Sep statement) -> October CB.
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So the cap is based on statement cycle, not month. Thank you for the useful information.

That means if I spend RM1000 and posted on 10/8, RM30 cashback will be posted on 14/8.
Then I spend another RM1000 and posted on 15/8, another RM30 cashback will be posted on 14/9.
Right?


This is so much different from Ambank True Visa credit card as it is based on per month calendar, and it refers to transaction date not posted date.

This post has been edited by CAPRY: Aug 16 2025, 02:31 PM

 

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