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Credit Cards Affin Duo Credit Card, great rewards for eWallet

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cybpsych
post Sep 23 2020, 06:09 AM

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updated FAQ about SST:

https://www.affinonline.com/AFFINONLINE/med...AFFINDUO_EN.pdf

// 3. Do I have to pay SST for AFFIN DUO?
Yes. For the first year, you only need to pay RM25 SST for AFFIN DUO. RM25 SST waiver will be given on the second card (AFFIN Mastercard Rewards). //

cybpsych
post Sep 23 2020, 11:01 AM

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QUOTE(colourblindllama @ Sep 23 2020, 10:36 AM)
Txn date and posting date both also 15th. I know for sure missed the 16th statement CB already and customer service also confirmed that will be push to next month statement but still no crediting thus far
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how did you get posting date = 15th?

info from CS?
cybpsych
post Sep 23 2020, 12:20 PM

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QUOTE(snowswc @ Sep 23 2020, 12:04 PM)
I don’t know where you see the posting date cos I couldn’t find it in the online banking. If you top up on 15, it is very likely the trx only appear on 17 or 18 (posting date) and you will missed the cb because your statement date is 16.

In my case, I top up on 19 but only appear in my online banking on 21.
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as a general rule, if you can see the txn in the internet banking, then posting is the day before.

yours just nice laugh.gif
cybpsych
post Sep 23 2020, 12:45 PM

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QUOTE(snowswc @ Sep 23 2020, 12:29 PM)
Yeah. I think for those “adding” a new card should be able to get the CB this month, also depending on the statement date but for NTB I think hardly can get this month. 

For my wife case, the bank approved her card on 17 and her statement date is 22 (maybe approved date + 5 days will be their standard to set the statement date). Card Delivery time + posting time I think hardly can meet 22. Actually My wife  until today still haven receive the card. 😂😂😂
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mine Add Card, approved 7 Sep, but following existing card's statement = 22nd. Duo still MIA, already missed this month's cb window rclxub.gif
cybpsych
post Sep 23 2020, 01:01 PM

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QUOTE(snowswc @ Sep 23 2020, 12:57 PM)
Actually I also very TL one, emphasize few times to send to my house, form also tick correctly and even called in to remind them. End up still send to Affin branch. No choice, so I try to collect as early as possible to meet the 22 statement date.
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if NTB, better collect from branch because you still need to get the Internet Banking registered anyway biggrin.gif if internet banking has no urgency, yeah, kinda wasting time laugh.gif
cybpsych
post Sep 24 2020, 09:04 AM

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QUOTE(geekfiredog @ Sep 24 2020, 07:58 AM)
I prepared all the requirement documents and application form and went to submit at the branch last Tuesday, without realizing that the branch was Islamic banking branch, and was told that this pair of CC can only be applied/processed by conventional banking branch.  So happened that branch was being converted from Islamic Banking to Conventional Banking last Friday, so they keep my application form and said will submit after the conversion.  Checked the application status through IVR yesterday and was informed that my application has been approved, now waiting for the cards to be delivered, then I can start cancelling my other cards (JOP?  FCB?).
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cancel the card only if you have no usage or going to be charged SST soon.

i didnt cancel FCB (luckily) because recently was required to pay 5-digit amount for Nirvana Memorial Park stuffs. at least the existing CL can be used of large-amount items. sweat.gif
cybpsych
post Sep 24 2020, 09:55 AM

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QUOTE(AlfredKoh @ Sep 24 2020, 09:53 AM)
What courier company Affin use to deliver the card? Is it GDex?
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pos malaysia snail mail, not even courier
cybpsych
post Sep 24 2020, 11:31 AM

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QUOTE(goliath @ Sep 24 2020, 10:39 AM)
Does it comes in plastic envelope?
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2 smaller envelopes, 1 for each card ----- both envelopes inside a slightly bigger envelope (paper).

user posted image


p/s: Human Nature, just received my cards in mailbox sweat.gif approved 7 Sep, received 24 Sep. bangwall.gif
cybpsych
post Sep 24 2020, 12:02 PM

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QUOTE(Human Nature @ Sep 24 2020, 11:43 AM)
You get the exact timeline as i am.

Anyway good, save the trouble from asking for a replacement
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yeah, i already suspected this after you received yours earlier, so i've decided to hold-off the replacement laugh.gif
cybpsych
post Sep 24 2020, 03:39 PM

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QUOTE(fruitie @ Sep 24 2020, 03:09 PM)
Not for approval, at least I didn't receive. I only received for additional cards approval.
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IINM, NTB will not get sms at all, cuz the customer profile (or the mobile) is not created before card approval. which is why no sms is sent (not sure if affin system did trigger it) haha

subsequently, you would get the SMS notification
cybpsych
post Sep 24 2020, 05:22 PM

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QUOTE(Human Nature @ Sep 24 2020, 05:17 PM)
* Cash Back is limited to RM80 per month (equivalent to RM960 a year), excluding government services and charity transactions.

Any idea where can I find the MCC for the excluded government services?

I intend to pay for IPTA course fee, obtained CB if under PBB.
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Government services transactions – MCC 9211, 9222, 9223, 9311, 9399, 9402 and 9405

Transactions related to charity – MCC 8398

This post has been edited by cybpsych: Sep 24 2020, 05:22 PM
cybpsych
post Sep 25 2020, 03:26 PM

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QUOTE(turtleundersea @ Sep 25 2020, 03:24 PM)
just want confirmation,
3% cash back monthly = RM2666 spending, right?
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you can spend more if you want laugh.gif

if 1 shot transaction, can be as low as 2666.50
cybpsych
post Sep 25 2020, 08:42 PM

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QUOTE(WannaGetBuffed @ Sep 25 2020, 08:10 PM)
Pay Telco bill online can get cb?
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based on your readings of the card features and FAQ, any reason not eligible?
cybpsych
post Sep 26 2020, 10:37 AM

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QUOTE(sj0217 @ Sep 26 2020, 09:02 AM)
Updated:
I was requested to send credit cards to branch since it may delay to be sent to home address.
However, I just noticed cards has been delivered to my mailbox yesterday  doh.gif

Surprisingly received it within 4 working days  icon_rolleyes.gif
And both cards are the same statement date from my existing cards as I can see Duo Cards 16 digits number in the latest statement, time to plan for spending
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congrats! thumbup.gif

yes, follow your existing card's statement date.

also, i noticed mine dont have SST/SST waiver in both Duo cards (no SST in Cashback, no SST+waiver in Rewards)
i have a feeling it follows existing card's sst cycle (mine was charged back in May 2020) hmm.gif

user posted image


p/s: For a NTB principal, only see SST/SST+waiver in Duo cards, but no annual fee waiver charges

This post has been edited by cybpsych: Sep 26 2020, 02:01 PM
cybpsych
post Sep 26 2020, 02:01 PM

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QUOTE(eternity4av @ Sep 26 2020, 11:13 AM)
5 days. stil have yet to receive the card, still planning how to move from existing fcb spends to affin duo better or sc jop?
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5 days still early! be prepared to receive between 1-2 weeks, worst case 3 weeks sweat.gif

affin is NOT using courier service. they are using normal snail mail (registered) and it's untrackable as well.


between Duo and JOP...simple question: do you consistently maximize RM2.5k with JOP? without Petrol?

if yes, Duo could be a good replacement.

if no, does your JOP spending fits into Duo's categories: e-Commerce/online, eWallets, and auto-billing transactions?

if yes, then Duo would be a good replacement.

if no, stick back with JOP since most of your trx (to meet JOP's 2.5k monthly spend) would not meet Duo's categories anyway.
cybpsych
post Sep 28 2020, 02:17 PM

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QUOTE(eternity4av @ Sep 28 2020, 02:04 PM)
finally got it from snail mail. so it took 7 days. wondering does it support samsung pay?
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quickly find out your statement date -- call CS or from AffinOnline

also you are not just limited to bigpay, many ewallets are eligible
cybpsych
post Sep 28 2020, 03:13 PM

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QUOTE(eternity4av @ Sep 28 2020, 03:01 PM)
thanks senior, i'm in AffinOnline, but I couldn't see the statement date as it shows as - as of now.
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then call CS to find out.

if statement not yet passed, you still can quickly earn some cashback in this cycle
cybpsych
post Sep 28 2020, 04:28 PM

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QUOTE(eternity4av @ Sep 28 2020, 04:25 PM)
did any of u guys does received a call from affinbank quoting u perform this transaction and ask for your IC last 4 digits?
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yes, no issue

probably this is the 1st use call or because of large amount for 1st use
cybpsych
post Sep 28 2020, 06:27 PM

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QUOTE(chyap99 @ Sep 28 2020, 06:23 PM)
I just walked in to branch, the visa signature looks like a good deal too, 3 % contactless cash back for all excluding government and charity transaction, submitted my application for this and also Duo.
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yes, complete the trio of 3s biggrin.gif

user posted image
cybpsych
post Sep 28 2020, 06:46 PM

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QUOTE(Human Nature @ Sep 28 2020, 06:42 PM)
Ish, the VS card also looks amazing in silver..Affin should issue another in gold. It will be glittering.

Why only 8 digits for  VS? You Photoshop out already?
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of course 'chop out laugh.gif

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