Affin Bank credit card do they charge additional % like SC for overseas currency?

Actually so far I have not paid for card replacement before… but these were for fraud and recently is for contactless on my Amex… weird is they still sent me the same card number and also same expiry which is less than a year 😅

I think best excuse would be the contactless isn’t working 😬. Confirm give you new foc.

So... I was thinking I could finally get my first RM80 from CB card after the revision... I also have like 3.3k of usage... mana tau get RM50 only

I did purchase a voucher from ShopBack RM1500... which I think should be considered... another is online purchase I did in USD end up RM1224.88 (this one should kira too right?) the rest smaller ones are confirmed get ones eg. grab, foodpanda, bigpay etc.

I still can't generate my statement yet aiya.

New is RM 3271… so one of the purchases wasn’t counted for cashback? The 2 big ones are my online USD transaction (is this considered?) another is I bought voucher from ShopBack.

Oh now I get the rules... meaning coming one I can get RM80 right? And I need to spend RM3080 each month to maintain this right?

Ya lor, I'm NBT later I try see can get the 0% or not

Got it... aiseh this is really... jialat la... side note, SST considered or not?

So I took up 0% BT (so I don't need to spend RM3080) for RM80...

I saw the amount for BT is being credit, then debit... eventually taking up the outstanding balance however I have not received the money at my other credit card... how does it work btw?

Shouldn't the outstanding balance me like amount divide by 12?

To get RM80 per month, is it RM2667 (+RM500) or RM2580 (+RM500) also can get it?

I did not activate the master card, but I thought I recalled seeing it being charged SST and then waived.

My Visa was charged SST last month, but nothing on the master card.

Sorry I mixed up, the one I see is likely one of the screenshots here.

I checked back my first statement, and versus the 1 year later... both didn't see the SST being charged to the not activated card. Or could they be charging me on other months?

EDIT: Went to check all the months, nope it didn't appear... Sorry my bad I mixed up.

This post has been edited by celciuz: Jan 11 2022, 05:14 PM

cause maybe the TnC might have changed by the time you're done with the cooling period.

Actually I think Affin quite generous in the credit limit, it gave me highest compared to my other banks (MBB, PBB, AmBank etc.

Not able to cancel, alternatively just don't activate the Master Card. So far I don't get charges for AF.

No idea as I know those who activated will get it waived automatically shown in the statement.

I think my card is probably 3 years old already.

Damn... feels like I've been paying SST for years

Affin automatically activates the MC upon charging of SST huh?



Will keep an eye on mine this coming round then

Check the past 2 years when my CB card got SST charges, the MC remains without charges.

This post has been edited by celciuz: Sep 24 2022, 10:42 PM

Seems like it will be automatically charged, mine is inactivated but likely will be charged this coming cycle end of this year.

Nope, but I’m guessing it will be automatically activated eventually 😂 at the third year.