My MC is being charged for AF. Got it on 2022...does it mean that AF is charged on the beginning of 4th year instead of end of 4th anniversary year?
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 Dec 12 2024, 10:23 AM
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#41
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Senior Member
1,910 posts Joined: Jan 2005 
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Dec 12 2024, 10:54 AM
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#42
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Senior Member
1,910 posts Joined: Jan 2005
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QUOTE(ClarenceT @ Dec 12 2024, 10:30 AM) Doesn't matter any bank, annual fee is always charged at the beginning of year. Normally you get 1st year free for most of credit cards. Affin is kind to waive for the first 3 years. I see... Got my card somewhere in april or may 2022....now start charging annual fee... Doesnt make sense.. I think i better give them a call.. Thanks |
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Dec 12 2024, 02:58 PM
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#43
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1,910 posts Joined: Jan 2005
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QUOTE(sms2u @ Dec 12 2024, 02:50 PM) it is a new card or replacement card? It is new card and got it on mid 2022 and activate this year 1st quarter ss i want to soend 22x to prevent AF just in case.. Immediately after activated sst came in. And suddenly AF came in few mknths after..When u activate the card? Annual fee charge based on activate date. SST charge based on approval date |
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Sep 20 2025, 12:08 PM
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#44
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1,910 posts Joined: Jan 2005
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QUOTE(cybpsych @ Sep 17 2025, 05:00 PM) affin bank very sensitive to shopeepay topup now Is 4 times per card? Or 4 times per accountpaid 4x small-ish topupt to shopeepay (for 12x annual fee waiver condition) 4x txn success next final 1x txn failed affin called to verify the txn is legit or not. sent sms saying the card has been deactivated sent email and listed all 4+1 txn (shopeepay topup) for clarification. |
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Oct 24 2025, 03:34 PM
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#45
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Senior Member
1,910 posts Joined: Jan 2005
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QUOTE(fruitie @ Oct 24 2025, 03:31 PM) It is kinda painful to pay for the MC SST when not using it. i tot no need activate MC then no need pay SST? |
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