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Credit Cards Affin Duo Credit Card, great rewards for eWallet

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Human Nature
post Aug 4 2021, 10:53 AM

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QUOTE(ChiaW3n @ Aug 4 2021, 10:51 AM)
It is true that the cip only for 6 months but not 12 months?
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Yes
https://www.affinonline.com/AFFINONLINE/med...BBTIPTnCEng.pdf
Human Nature
post Aug 4 2021, 11:53 AM

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QUOTE(ChiaW3n @ Aug 4 2021, 11:51 AM)
The bank agent just call up and asked if I am interested because my new to bank promo going to due by next month. Phew time really flies fast so fast 1 year ady!
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This explains why I received two missed calls from them yesterday.
Human Nature
post Aug 4 2021, 03:19 PM

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QUOTE(MGM @ Aug 4 2021, 03:13 PM)
I tot only the Duo Visa gives 80 cb, why 2x80?
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Affin VS also RM80
Human Nature
post Aug 4 2021, 04:33 PM

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QUOTE(LostAndFound @ Aug 4 2021, 04:32 PM)
How you manage to contactless RM2666.67 per month? shocking.gif
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HAha not me
Human Nature
post Aug 4 2021, 09:20 PM

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QUOTE(MGM @ Aug 4 2021, 09:09 PM)
I know we can do contactless of >250, only thing is u need to key in the 6d pin.
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This method does not give the cashback for Affin VS
Human Nature
post Aug 5 2021, 02:22 AM

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QUOTE(paogeh @ Aug 5 2021, 02:19 AM)
Affin VS contactless RM2667 for RM80.
how u guys do it ?
Its kind of difficult to hit max .

Affin DUO + VS ==> 80 +80 = RM160 max  ?
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If difficult, no one is asking you to max it doh.gif
Human Nature
post Aug 5 2021, 03:26 PM

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QUOTE(ChiaW3n @ Aug 5 2021, 12:16 PM)
Anyone tried this before? Like to apply balance transfer plan from affin then to another credit card which is 0 balance, then cancel that card to ask fro excess to be transferred to SA?
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I did that for MBB, but that MBB card has some outstanding (about half of BT amount), not zero.
Human Nature
post Aug 5 2021, 03:50 PM

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QUOTE(ChiaW3n @ Aug 5 2021, 03:48 PM)
I did that with maybank but to transfer the excess balance from my cancelled card to my another active card. So I know that’s workable.

But I am not sure about 0 balance whether if it workable to transfer the excess to SA but since got member already mentioned cannot
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I transferred the excess from cancelled card to SA.
Human Nature
post Aug 5 2021, 09:53 PM

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QUOTE(KanGz @ Aug 5 2021, 09:35 PM)
I applied this card last week, the sales representative ask me for ic front back + 2020 & 2021 epf + latest 3 months payslip (first time bank ask me so much info)

Then this week ask me give consent to do employment verification...

I only apply for credit card bukan housing loan pun, so tedious... sweat.gif is everyone here same ? or only me sad.gif
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usually either 3 months payslip or epf statement. the bank can ask for more doc like bank statement too if they want more proofs.
Human Nature
post Aug 16 2021, 07:18 PM

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QUOTE(yellowpika @ Aug 16 2021, 06:59 PM)
Congratulations on your approval!🎉

That’s surprising that they picked up the call (I’ve tried calling their hotline when I applied for their card through on of their branches and didn’t get any response after giving their staff my documents, but no one has picked up even after 10 seconds).

Same here, I also chose to collect the card at branch because we can only activate the card for online transactions there🤔

I guess I will try messaging my agent through WhatsApp to ask about my application status too😄
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Not correct. Registering and activating online banking at the banking, not activating online transactions.
Human Nature
post Aug 16 2021, 10:52 PM

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QUOTE(sg999 @ Aug 16 2021, 09:34 PM)
Today received statement, total statement rm2958.63
Forgot to minus RM80 cb
Next month cb cap at RM50 ...oh no
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When is your statement date?
Human Nature
post Aug 17 2021, 10:45 AM

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Statement not generated yet. Received more than RM50 cb this month. Didnt go full RM80 smile.gif
Human Nature
post Aug 17 2021, 10:56 AM

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QUOTE(cybpsych @ Aug 17 2021, 10:55 AM)
i already downloaded the PDF estatement earlier wor at 8am+ ... wasnt ready earlier this morning  sweat.gif
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Or is it? Let me check again, finding the estatement is like searching for treasure hunt
Human Nature
post Aug 17 2021, 11:00 AM

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QUOTE(cybpsych @ Aug 17 2021, 10:58 AM)
there's a [Manage e-Statement] button from the page you check txn history
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Saw it. Now I know why, the dates at the action button is greyed out so I thought not generated. Have to click on the calendar icon and select the month biggrin.gif Thanks
Human Nature
post Aug 17 2021, 01:24 PM

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QUOTE(de_ghost @ Aug 17 2021, 01:19 PM)
Hi, how long for you guys to get ur card after approved. Apparently they send my card on 26th july but did not get. Called to CA, they say will issue me a new card wait for another 10days
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Mine was around 18 days
Human Nature
post Aug 18 2021, 11:34 AM

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QUOTE(tan_aniki @ Aug 18 2021, 10:56 AM)
Actually got promo for existing to apply 12 month 0% BT: http://bit.ly/AFFAC1

1. Leave your details HERE and we will be in touch with you; or
2. Call our Contact Centre at 03- 8230 2222

Click here for Balance Transfer Terms and Conditions. (page 4)

Applied yday nite, just now got the call to verify
time for you guys to back to RM2667 spending
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This is the same one

3. BTiP is only open to all new Principal Card er (“Cardmember”) of credit card issued by AFFIN BANK/AFFIN ISLAMIC. The CIP is only open to all new Malaysian Principal Credit Card Cardmembers (“Cardmember”) of credit card issued byAFFIN BANK and AFFIN ISLAMIC. Supplementary Cardmember is not eligible for BTiP and CIP.
Human Nature
post Aug 18 2021, 12:11 PM

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QUOTE(tan_aniki @ Aug 18 2021, 11:44 AM)
check page 4

2. The Campaign is valid from 1 June 2021 to 31 December 2021 both dates inclusive, or such other period(s) as may be
determined by the Bank (“Campaign Period”) from time to time.

3. BTiP is open to all Existing-To-Bank Principal Cardmembers (“Cardmember”) of credit card issued by AFFIN BANK/AFFIN
ISLAMIC except for Business Platinum, Corporate Card and Supplementary Cardmembers, subject to one-time
application per Existing-to-Bank Principal Cardmember throughout the Campaign Period with a maximum campaign
capping of not more than RM30,000,000 (Ringgit Malaysia Thirty Million). Entitlement of 0% BTIP for Existing-To-Bank
Cardmember shall be ceased immediately when it reaches the maximum campaign capping.
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No wonder they still sms this yesterday. Nice catch thumbsup.gif
Human Nature
post Aug 18 2021, 12:59 PM

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QUOTE(tan_aniki @ Aug 18 2021, 12:57 PM)
Actually i received this on 14/7 as well but that time browse thru the tnc didn't mention about the June to Dec campaign
Yday received and try to check again then saw the new tnc at behind
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I was about to apply for BT within this few days actually as my 1 year anniversary is near. With this, can delay it for few months biggrin.gif
Human Nature
post Aug 18 2021, 01:32 PM

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QUOTE(tan_aniki @ Aug 18 2021, 01:23 PM)
mine still got 4 months left
with this can continue RM2667 for another year
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Same thoughts cheers.gif
Human Nature
post Aug 18 2021, 02:09 PM

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QUOTE(Devil4life @ Aug 18 2021, 01:58 PM)
I will wait you guys to confirm if SST can be offset or not first before I commit to another 12 months BT. Of course one can argue the money save from money deposit elsewhere or rebate 3% if maximise is much beneficial.

But my usage is not that high and I can live without it
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Make sense if cannot capitalize on the cb. I am not getting full cb every month too, but with just insurance autodebit, makes it worth while as other cards already used up. Regardless, will try to request for SST rebate when the time comes.

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