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Credit Cards Affin Duo Credit Card, great rewards for eWallet

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GrumpyNooby
post Feb 22 2021, 01:52 PM

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QUOTE(ysling @ Feb 22 2021, 01:50 PM)
I just gotten my card today! Few questions to those who has experience :

1. Can I not activate the master reward card since I don't plan to use it and want to avoid the SST?

2. Cashback for visa cashback is capped at rm80, means max spending is rm2667. Is the cashback capped at rm 80 per calender month or per statement billing cycle?
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Read Post #2794 for more explaination.

2. Per statement month up to posted transaction until statement date minus 1 day
GrumpyNooby
post Feb 23 2021, 02:35 PM

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QUOTE(kenloh7 @ Feb 23 2021, 02:33 PM)
ahh yes, transaction is 19th but posted on 22nd. I thought if it appears in the AffinOnline it means it's been posted.
Wow my 12th Bigpay spending only gets posted on 16th, looks like I gotta spend all the quota by 17th for my 22nd statement date.
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Yes, posted but yours is posted on or after the statement date:

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GrumpyNooby
post Feb 24 2021, 10:46 AM

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QUOTE(Batusai @ Feb 24 2021, 10:43 AM)
sorry this may not be the right place to ask the question.

Does Affin Bank offer any good high interest savings account?
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Try Affin AVANCE ™ and INVIKTA™

AVANCE™: https://www.affinonline.com/affin_avance
INVIKTA™: https://www.affinonline.com/affin_invikta

Other saving account to consider:
https://www.affinonline.com/save

Interest rate:
https://www.affinonline.com/rates
GrumpyNooby
post Feb 24 2021, 01:55 PM

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QUOTE(Human Nature @ Feb 24 2021, 01:54 PM)
A & B
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I totally forgotten about the 3 years AF waiver and did 12x on the Mastercard. doh.gif
GrumpyNooby
post Feb 24 2021, 02:01 PM

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QUOTE(Human Nature @ Feb 24 2021, 01:58 PM)
Haha, you know what? I forgotten about it too and briefly self-wondered, do I need to swiped 12 times. Tricky MCQ  biggrin.gif
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That 12x swipes have completed 2 weeks back then. sweat.gif
GrumpyNooby
post Feb 24 2021, 04:42 PM

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QUOTE(karteh @ Feb 24 2021, 04:41 PM)
does affin fast in card approval or is it better to visit the branch?
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It is rather fast nowadays.
GrumpyNooby
post Feb 24 2021, 04:46 PM

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Cash-On-Call (CIP) Tactical Campaign

user posted image

Get Extra Cash from your Credit Card for any emergency or unexpected expenses with affordable monthly instalments.

Campaign Period:
10 February 2021 to 31 July 2021

Click here for full Terms and Conditions.
https://www.affinonline.com/AFFINONLINE/med...ticalTnCEng.pdf

Click here download the application form and email to cardservices@affinbank.com.my.
https://www.affinonline.com/AFFINONLINE/med...icationForm.pdf
GrumpyNooby
post Feb 25 2021, 08:41 PM

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QUOTE(RokXIII @ Feb 25 2021, 08:37 PM)
hi all, a question on the 0% BT program offered by Affin.

I get my Affin Duo back in Dec 2020 and applied the 0% BT the same time, lets say if I would like to apply it again (2nd time), I'm curious do I still consider as New-to-Bank customer in this case?

As I read through the T&C, it stated:
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You're qualified for the campaign.
Approved or not is another matter as I got mixed outcome from the Affin CS.
GrumpyNooby
post Feb 26 2021, 01:28 PM

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Shopee 3.3 Supermarket Sale Promotion

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T&C link: https://www.affinonline.com/AFFINONLINE/med...ketSale_ENG.pdf

Mastercard® Online Promotion 2021

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T&C link: https://www.affinonline.com/AFFINONLINE/med...omotion_ENG.pdf

This post has been edited by GrumpyNooby: Feb 26 2021, 01:31 PM
GrumpyNooby
post Feb 26 2021, 01:36 PM

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QUOTE(JuneResources @ Feb 26 2021, 01:35 PM)
So you langsung don't swipe the Mastercard and put the card in the freezer, right?
Muwahaha.. devil.gif That's the wording like this ppl cannot "brain" how it's go...

Tricky marketing.. whistling.gif
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Yes, no physical swipe. All are online/e-commerce swipes.

This post has been edited by GrumpyNooby: Feb 26 2021, 01:36 PM
GrumpyNooby
post Feb 26 2021, 02:36 PM

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QUOTE(JuneResources @ Feb 26 2021, 02:32 PM)
Look like I need to pay RM1 x 12 kali to pay my bill.. hmm.gif
Basically the Mastercard is a trash card.
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It has 3 years AF waiver. You should start worry about it after 3 years provided if you're still keeping the card(s).
GrumpyNooby
post Feb 26 2021, 10:58 PM

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QUOTE(Anangie @ Feb 26 2021, 10:57 PM)
If pay mbpj with affin duo visa cc, can entitle 3% cash back?
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Does MBPJ fall under government, charity, FPX and JomPay?

If not, then you'll get cash back.

user posted image

This post has been edited by GrumpyNooby: Feb 26 2021, 11:00 PM
GrumpyNooby
post Feb 26 2021, 11:17 PM

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QUOTE(Anangie @ Feb 26 2021, 11:15 PM)
Which is the best option to pay MBPJ to get cash back with credit card?
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Let me know if you found one as I also have to pay other local council assessment bill.
Thank you in advance.

This post has been edited by GrumpyNooby: Feb 26 2021, 11:18 PM
GrumpyNooby
post Feb 26 2021, 11:37 PM

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QUOTE(??!! @ Feb 26 2021, 11:36 PM)
cashback quotas for all my CC used up
No choice.. 3k charged to Alliance Youniq for 1.8%. For cukai pintu.
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Alliance Youniq awards cash back for assessment bills?
GrumpyNooby
post Feb 26 2021, 11:40 PM

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QUOTE(cute_boboi @ Feb 26 2021, 11:35 PM)
Use CC that can get cashback to top-up BigPay CC (earn %)
Use BigPay CC to pay govt/local council related (earn Big Points)  brows.gif

A more delicate approach is depends on which govt,
e.g. MBSJ can route using e-Pay with Bonuslink plus Boost/Grab, i.e. pay using e-Wallets
IWK pay direct website can scan using Boost also
DBKL - use MOBIS app with BigPay CC
Wilayah KL quit rent direct website using BigPay CC
Selangor quit rent direct website using BigPay CC
Air Selangor claim using points from Grab/Boost, else got many channels also like e-Pay, Boost/Grab/TnG/etc., last resort direct BigPay CC
TNB is the most difficult one, always change/removed, previously eLinking/Foneapp/TnG at 7-11, worse case is also use BigPay to pay.
icon_rolleyes.gif

TL;DR use BigPay CC for govt if there are no options for eWallet.
icon_rolleyes.gif
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How about outside Klang Valley?
Do you have a guide for other states too?

This post has been edited by GrumpyNooby: Feb 26 2021, 11:42 PM
GrumpyNooby
post Feb 26 2021, 11:42 PM

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QUOTE(??!! @ Feb 26 2021, 11:42 PM)
Govt not under exclusion if its cashback benefit.
Govt is excluded if u select rewards points
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Great, will take a look on that card.
GrumpyNooby
post Feb 27 2021, 12:03 PM

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QUOTE(steventyy @ Feb 27 2021, 12:02 PM)
Hi all,

I just received my credit card and register for Affin online, it took 4 days to activated, OMG.

Btw, Affin Online got mobile app like other banks? i cant find it, only found Affin secure.

thanks in advance.
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No app for online banking.
GrumpyNooby
post Feb 27 2021, 07:14 PM

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QUOTE(maxwongsauwei @ Feb 27 2021, 06:48 PM)
Hi Guys,

Just to share some maybe known info,

I've tried to pay Great easter premium using online web so called EPAY without subscibing the autodebit, and i guess it counted as ecommerce or online, got cashback from my latest statement!

Affin cash back card been so kind~~~!
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Both methods can get cash back for insurance using Affin Duo Visa as it covers both online/e-commerce and auto-debit.

Manual at EPAY: Great Eastern ePAY KUALA LUMPUR MYS
Auto-debit: GREATEASTERN00XXXXXXXX KUALA LUMPUR MY

00XXXXXXXX is the policy number.
GrumpyNooby
post Feb 28 2021, 11:48 AM

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QUOTE(Human Nature @ Feb 28 2021, 11:26 AM)
Just logged in, seems they changed something. Now when you hover the mouse over card, a bar appear at the bottom of the screen. Need to click the view account. Unable to select which card to view as well.
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The hovering bar doesn't fit well with my screen.
I have to scroll down for the bar to show off.

This post has been edited by GrumpyNooby: Feb 28 2021, 11:49 AM
GrumpyNooby
post Mar 1 2021, 10:26 AM

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QUOTE(alandhw @ Mar 1 2021, 10:03 AM)
Probably credit limit reach the max
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You can get a rough picture of your ACL from Affin Online.

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