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Credit Cards Affin Duo Credit Card, great rewards for eWallet
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Human Nature
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 Apr 28 2021, 08:49 PM
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QUOTE(sean6219 @ Apr 28 2021, 08:37 PM) Ah s***, never thought of that, I pay through online portal of ptptn using auto billing debit card. But if I recall, it uses FPX if I am not mistaken, most likely not eligible for cashback if thats the case. And yeah one more question, I was too eager to activate and accidentally activated the Mastercard. Can I request to cancel it or I am done for? Cannot cancel separately |
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Human Nature
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Apr 28 2021, 10:41 PM
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QUOTE(The Residences @ Apr 28 2021, 10:35 PM) Anyone here already cancelled this credit card? How's the process? Did the retention team called you to continue using the card or they just proceed with the cancellation after 7 working days? Why? If you intend to cancel, just cancel. |
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Human Nature
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Apr 30 2021, 01:02 AM
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QUOTE(sean6219 @ Apr 30 2021, 12:44 AM) Is paying someone paypal using G&S considered as E-commerce? What is G&S? |
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Human Nature
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May 3 2021, 12:57 PM
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QUOTE(alandhw @ May 3 2021, 12:51 PM) nowadays all using duitnow, which is interbank instant transfer with 0 charges. QUOTE(thecurious @ May 3 2021, 12:56 PM) You can try and check. The transfer is instant, but affin will only effect it few days later. The change in credit limit is not reflected immediately for instant transfer/duitnow. This post has been edited by Human Nature: May 3 2021, 12:57 PM |
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Human Nature
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May 3 2021, 01:33 PM
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QUOTE(ClarenceT @ May 3 2021, 01:32 PM) Instant increase in available credit limit and with a SMS... RM0.00 AFFINBANK: MYRxxx.00 has been credited to your account/card **#### from xxxx on 03/05/21 11:xx:xx You may check the available CL from online portal to see if it has been reflected. |
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Human Nature
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May 3 2021, 01:41 PM
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QUOTE(ClarenceT @ May 3 2021, 01:34 PM) Unless they have rectified it. QUOTE(Human Nature @ Mar 6 2021, 02:54 PM) When instant transfer is made from other bank to pay Affin CC, do you notice that it is not reflected immediately at Affin Online. Even the credit limit available is not reflected immediately. |
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Human Nature
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May 3 2021, 01:52 PM
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QUOTE(ClarenceT @ May 3 2021, 01:42 PM) You can test and reconfirm now. Pay RM1 and check. Just did. It is reflected at the CC page itself, but not at the dashboard. Should have been synced. |
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Human Nature
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May 6 2021, 11:29 AM
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So fast want to cancel already?
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Human Nature
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May 6 2021, 11:57 AM
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Lol i got it for all 3 months. What’s the reward again?
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Human Nature
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May 6 2021, 01:51 PM
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QUOTE(ChiaW3n @ May 6 2021, 01:16 PM) Can only cancel just the reward card? I asked last time, cannot. So it’s probably just the system error. |
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Human Nature
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May 6 2021, 02:59 PM
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QUOTE(!@#$%^ @ May 6 2021, 02:46 PM) just tried, failed again. haha Haha that’s determination right there. Save our trouble from calling too |
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Human Nature
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May 6 2021, 04:15 PM
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QUOTE(akkaz @ May 6 2021, 04:04 PM) real question now what happen if didnt activate mastercard after 6 months? Too early to tell, not even reach card anniversary yet |
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Human Nature
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May 6 2021, 05:07 PM
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QUOTE(!@#$%^ @ May 6 2021, 11:33 AM) Actually credited on 3rd March dy. Several people has posted it here. Unless there is a double bonus  |
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Human Nature
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May 6 2021, 09:36 PM
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They need to properly define when is the exact period. Is the outstanding amount taken when on the statement date, etc. Need more details on the mechanism.
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Human Nature
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May 6 2021, 09:39 PM
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Deleted
This post has been edited by Human Nature: May 6 2021, 09:52 PM
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Human Nature
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May 6 2021, 09:42 PM
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QUOTE(cybpsych @ May 6 2021, 09:39 PM) yep cuz new T&C effective 1 June, but cb based on few statement dates after that. meaning, we all need to leave outstanding balance of 3k in June? <-- rhetoric question To play safe, will just assume my cap is RM50 per month, less headache. This post has been edited by Human Nature: May 6 2021, 09:52 PM |
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Human Nature
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May 6 2021, 09:44 PM
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Deleted
This post has been edited by Human Nature: May 6 2021, 09:53 PM
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Human Nature
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May 6 2021, 09:49 PM
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QUOTE(cybpsych @ May 6 2021, 09:44 PM) similar mechanism, CIMB-Petronas cashback has different interpretation and explanation too: https://www.mymesra.com.my/assets/contentMS...terCard_ENG.pdfIf the statement balance is RM3,000 and above...
If the statement balance is below RM3,000...
11. What is Statement Balance?
Statement Balance includes any outstanding balances which are carried forward from the previous month’s
statement and new transactions made on the current month’s statement. Any payments made prior to the current
month’s statement date will be taken into account for calculation of the current month’s Statement Balance.Oh they use statement balance. Banks are very creative. Let's wait for more details, and then we can see if there is any way to circumvent it based on our spending/payment pattern. This post has been edited by Human Nature: May 6 2021, 09:51 PM |
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Human Nature
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May 6 2021, 09:51 PM
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QUOTE(cybpsych @ May 6 2021, 09:50 PM) this one make sense, especially the FAQ explanation affin's "outstanding balance" is too generic as this amount fluctuate continuously, irrespective to statement cycle I should probably delete my post above to avoid giving them idea  This post has been edited by Human Nature: May 6 2021, 09:51 PM |
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Human Nature
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May 6 2021, 09:56 PM
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QUOTE(cybpsych @ May 6 2021, 09:52 PM) keep it here for historical purpose!  Haha later people pester CS |
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