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Credit Cards Affin Duo Credit Card, great rewards for eWallet
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Human Nature
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Apr 11 2021, 07:48 PM
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QUOTE(K0MR4DE @ Apr 11 2021, 07:01 PM) Applied Affin Duo on 5/4/21 under Young Graduates program and made RM1k pledge. Yesterday, received SMS saying my credit card application is successful. 1st cc in ma life! Curious, is the credit limit granted RM1000 as well?
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Human Nature
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Apr 11 2021, 09:30 PM
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QUOTE(victorian @ Apr 11 2021, 09:26 PM) How did you apply? Mine was rejected by Affin, thinking to join under this programme https://www.affinonline.com/affin_duoScroll to AFFIN DUO for Graduates
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Human Nature
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Apr 11 2021, 10:15 PM
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QUOTE(K0MR4DE @ Apr 11 2021, 10:02 PM) Yup, the credit limit is based on how many Ringgit we pledged when we applied for the cc. RM1k is the only number I can stomach to 'pajak' to Affin haha. Alright. Good enough for RM30 cb per month for a start.
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Human Nature
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Apr 11 2021, 10:22 PM
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QUOTE(Hoshiyuu @ Apr 11 2021, 10:19 PM) Actually, couldn't you spend RM1k, pay it off immediately, then spend more?For CIMB card, I could pre-pay my card to increase available limit, like lets say I have a 3k limit and I dump in another 3k while at 0% utilization, CIMB will show that I have a 6k limit immediately. I've called CS to confirm I can use the card this way to buy things with a single transaction price that is above my credit limit. Anyone with Affin Duo can chime in about this? Hmm, that may actually work
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Human Nature
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Apr 12 2021, 03:38 PM
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QUOTE(Hoshiyuu @ Apr 12 2021, 03:34 PM) Just got my card today, from entering to having my online account fully ready took 20min or less. Pretty happy! Dumb question, but anyone got a recommended way to pay Affin CC from CIMB/MBB? Always paid CC with respective bank SA/Pay CC system, haha IBG or DuitNow
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Human Nature
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Apr 14 2021, 03:43 PM
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QUOTE(xuanchew @ Apr 14 2021, 03:37 PM) I already activated my car thru phone call and set the new pin. How do I create Affin Online account? I key in all the information but when i press on "Request TAC", it shows error message "FAILED TO RETRIEVED RECORD (.B01)" anyone knows about this? Need to go to the branch to set it up p/s your car is KITT? This post has been edited by Human Nature: Apr 14 2021, 03:44 PM
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Human Nature
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Apr 14 2021, 09:25 PM
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QUOTE(xuanchew @ Apr 14 2021, 09:19 PM) For the first year, I only need to pay RM25 for both cards, but from second years on wards, i gonna pay RM25x2? Yes, RM25 per card
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Human Nature
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Apr 16 2021, 01:20 PM
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QUOTE(cenkudu @ Apr 16 2021, 12:33 PM) what information that you need for application? 1 month payslip is sufficient? or they not also EPF? I didn't submit my EPF.
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Human Nature
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Apr 16 2021, 03:02 PM
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QUOTE(zstan @ Apr 16 2021, 02:59 PM) Travel ban extended again. Hope my cards won't expire  LOl your case very kesian. You better check with CS how long it can last before self-expire or see if it can be re-routed to near you. This post has been edited by Human Nature: Apr 16 2021, 03:02 PM
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Human Nature
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Apr 16 2021, 04:03 PM
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QUOTE(zstan @ Apr 16 2021, 03:33 PM) they said 6 months lah. no matter now near i still need to cross state also. you think police will accept my reason ah? cross state to redeem credit card  Pasangan jarak jauh is allowed. Tell you wanna meet your duo
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Human Nature
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Apr 16 2021, 05:49 PM
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QUOTE(lhwang @ Apr 16 2021, 05:41 PM) Am not Affin customer, is there anyway to apply & activated the card & online banking etc without paying a visit to Affin? Thanks For online banking, no choice but to visit the branch.
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Human Nature
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Apr 16 2021, 06:41 PM
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QUOTE(lhwang @ Apr 16 2021, 06:39 PM) In that case, is there any branch in KV operating in weekend for online banking activation? Thanks Don't think so https://www.affinbank.com.my/Customer-Care/...king-Hours.aspx
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Human Nature
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Apr 16 2021, 08:22 PM
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QUOTE(lhwang @ Apr 16 2021, 08:20 PM) Hi, without online banking, I can still received my credit card statement and cash back auto credit into statement balance ? (As Stand Chart cb need to be redeem in apps/web). Would like to know is online banking features necessary, thanks 😀 Yes, no problem to get estatement email and direct cashback.
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Human Nature
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Apr 17 2021, 11:05 AM
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QUOTE(fruitie @ Apr 17 2021, 10:55 AM) Do you all have issue in logging into Affin Online now?  Yes Transaction could not be processed because system is currently unavailable. Please try again later.
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Human Nature
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Apr 17 2021, 03:15 PM
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QUOTE(fruitie @ Apr 17 2021, 03:12 PM) OK, it looks fine now. Wanna login to see if I get cash back for TnG eWallet transaction but who knows I didn’t spend anything on it for this statement cycle, only Shopee Pay and Lazada Wallet.  Does the recent TnG eWallet issue affect Affin Duo as well? Yeah, just able to login too for my estatement.
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Human Nature
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Apr 17 2021, 10:14 PM
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QUOTE(xuanchew @ Apr 17 2021, 09:53 PM) May i check with you guys, how to check the statement date? 1. I got my card and activated on 14/4 2. Swiped TnG eWallet RM1667 and BigPay RM1000 on 14/4 3. Bank charged me RM25 SST on 14/4 4. Received cashback of RM50.01 (should be cb of tng) on 16/4 Based on your experience, is my account statement is on 16/4? And the BigPay 1000 cb will be carryforward to 16/5? Thanks all dai gor If the cashback is credited on 16/4, then statement is every 16th of the month. Your BP cashback will be reflected in the next statement, ie. next month's cashback quota. This post has been edited by Human Nature: Apr 17 2021, 10:14 PM
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Human Nature
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Apr 17 2021, 11:45 PM
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QUOTE(xuanchew @ Apr 17 2021, 11:37 PM) i also not sure leh, check from the online system: Date Transaction Credit Debit 16 Apr 2021 Cash Rebate RM 50.01 14 Apr 2021 BIGPAY MY-ECOM KUALA LUMPUR MY RM 1,000.00 14 Apr 2021 Sales Service Tax RM 25.00 14 Apr 2021 TNG WALLET E-COMM KUALA LUMPUR MY RM 1,667.00 You can see the posting date at the e-statement.
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Human Nature
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Apr 18 2021, 03:37 PM
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QUOTE(xuanchew @ Apr 18 2021, 03:34 PM) Checked, the posting date is 16/4, statement date is 16/4 too. so the bigpay will be calculated in May cashback, right? Yes, correct.
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Human Nature
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Apr 19 2021, 09:43 PM
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QUOTE(ChiaW3n @ Apr 19 2021, 09:42 PM) Just for example my credit card already cut off, just want to know if the cashback based on statement date or calendar month? Like if I spend now will it be qualify for my May’s RM80 or must spend on next month only qualify? Base on statement month
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Human Nature
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Apr 19 2021, 09:51 PM
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QUOTE(ChiaW3n @ Apr 19 2021, 09:45 PM) Means if I spend now it will qualify for next month RM80 right? Let's say your statement date is 16th. If you spend today and posted several days later, the cashback will be credited on next statement date, 16th May. So as long as it is captured with the statement period, it will be using that period quota. This post has been edited by Human Nature: Apr 19 2021, 09:51 PM
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