Statement month

No problem.
Just top up ShopeePay this morning.

Applying too many cards from various banks at the same time/same month will lead to rejection if you don't have enough buffer in DSR.

Cooling period is normally 3 to 6 months.

This post has been edited by GrumpyNooby: Jan 29 2021, 05:00 PM

RM 2667 on statement cycle and cash back is calculated to posted transactions up to statement date - 1 day

#MakeYourMagic with AFFIN DUO TikTok Challenge



Show us your creativity. Tell us what your card can do or turn into. #MakeYourMagic with #AffinDuo TikTok Challenge and stand a chance to win up to RM3000 cash! Join Now !

Here’s how:
1. Post your creative adaptation of the challenge visually, AND
2. Like & Follow AffinMy TikTok, AND
3. Use AFFIN DUO Theme Song, AND
4. #MakeYourMagic to be incorporated in all the videos as part of the caption, AND
5. #AffinDuo to be incorporated as part of the video itself.

Winners will be entitled to win the following prizes:
- Grand Prize : RM500 x 2 winners
- Second Prize : RM300 x 2 winners
- Third Prize : RM200 x 2 winners
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Contest Period:
1 February 2021 – 28 February 2021

Click here for full Terms and Conditions
https://www.affinonline.com/AFFINONLINE/med...allenge_ENG.pdf

Just received a call from Affin HQ offering me to take the 0% 12-month BT

From: https://rewards.affinbank.com.my/affinrewards/home



50/(30650/3)= 0.489%?

This post has been edited by GrumpyNooby: Feb 2 2021, 04:57 PM

But your Mastercard is activated right?

Can still move to Visa?

Mine is about 2 weeks plus.

Yes, just got the cards last week.

Public Bank uses statement month cycle and my statement date is 14th
I have been using Public Bank cards for 4 years.

AFFIN Cards ‘Cash Landing on You’ Campaign

1 – 28 February 2021 Groceries MCC 5411

4.3.2 Monthly Cash Back will be rewarded based on 20% of the total amount of Qualified Category Spend during the respective Qualifying Periods, subject to a maximum Cash Back of RM100 per Winner and RM12,500 per Qualifying Period.
4.3.3 For the avoidance of doubt, total amount of Qualified Category Spend shall be calculated based on the transactions recorded in the Bank’s system in accordance to the participating merchants’ names or MCC per Clause 4.3.1.

https://www.affinonline.com/AFFINONLINE/med...CCLOYTnCEng.pdf

PB Visa Signature Credit Card
6% cash rebate on grocery (MCC 5411), dining (MCC 5812, 5813, 5814) and online transaction locally and abroad, capped at RM38 per monthly statement cycle (cash rebate payout is combined between Principal and Supplementary accounts and excludes payments transaction via www.pbebank.com).

PB Quantum Visa
5% Cash Back on contactless transactions with minimum RM30 per transaction, capped at RM30 per monthly statement cycle (Cash Back payout is combined between Principal and Supplementary accounts)

PB Quantum Mastercard
5% Cash Back on online transactions, capped at RM30 per monthly statement cycle (Cash Back payout is combined between Principal and Supplementary accounts)

PDS link: https://www.pbebank.com/pdf/Cards/pds/pds_credit_pbb.aspx

There's one difference between Public Bank and Affin.

Public Bank: based on statement month and cash back is for posted transactions up to statement date
Affin: based on statement month and cash back is for posted transactions up to statement date - 1 day

Celebrate the Year of The Ox with AFFIN Cards





Click here for full Terms and Conditions.
https://www.affinonline.com/AFFINONLINE/med...Y_Deals_ENG.pdf

RM 30 per card type

When was your last application?
You may try again after the cooing period.

Few days for my experience.

The branch will call you for collection

This post has been edited by GrumpyNooby: Feb 6 2021, 03:50 PM

Unless the HQ or card centre is closed for COVID-19 sanitation, otherwise standard turn around time applies.

Temporary closure notice will be posted at Affin Online.

So far, the bank agent told me before that the BT and CIP teams at HQ are WFH.

This post has been edited by GrumpyNooby: Feb 6 2021, 04:05 PM