i call immediately once i received the transaction SMS but it still posted, saw earlier post that will refund after 60/90 days?
usd1 = RM4.54.

country of scam? the address is Cyrus (+357), but the phone no +441 is belong to another country - Bermuda.

maybe is a new type of scam, there just do this for all card detail they obtain, by keep posting usd 1. some people really dont care for transaction usd 1.

new strategy now, e wallet reload max 1666.67.
balance 1k need to be online or auto debit transaction.
and installment remain at min 413.00/month.

No changes for harvesting RM50CB. just reload 1666.67 every month.

for the RM413 just need to make the the statement balance of 3080, this can be from all transaction, either from E wallet, auto debit or other non cashback transaction, but it will be best to do 0% BT or 0% EiPlan - 5000 for 12 months (both available now for existing customer)

based on above statement:
ewallet u only get rm50 rm1666, the rm30 rm1444 u need to get it from online transaction elsewhere. >you get RM80
or
ewallet u only get rm50 rm2080, the rm30 rm1000 u need to get it from online transaction elsewhere. > you get RM80



This post has been edited by xiaoxiaoshen: Aug 15 2022, 04:42 PM

not affected for harvest RM50 monthly, you can do as usual that what you had done previously, only if you go for RM80, max to be CB for e wallet reload counted on 1667.00 only, extra reload amount will not getting CB, but will take consider for achieve 3080 monthly statement balance. meanwhile you need to spend 1000 only online (excluded e wallet) or auto debit.

for sep onward, if you reload 3080 for e wallet you will only get RM50 instead of RM80.

i just update my auto debit for GE & Zurich insurance via online, due to replacement card (frandulent), and it no longer free update for auto debit. it will charges RM1 non refundable per policy.

my family insurance is tight on my CC, total 10 policy from GE, Pru, Zurich, lazy to di it every month, auto debit enable me sit tight and receive CB every month.



it posted and not see this rm1 go to my policy monthly payment.

i just did it few day ago, not see the transaction posted yet. will update when got the statement.

This post has been edited by xiaoxiaoshen: Aug 19 2022, 09:55 AM

i pun kene, SI not working, and notice 1 day later n kena charges rm30++, now on will check msg on day of due date.

it mean for example card applied on Sep 2020.
- 3 years free annual fees i.e. Sep 2020, 2021, 2022.

although this year is free, but still need to use 12th times within sep 2022 -sep 2023 to have next year Sep 2023 annual fees get waiver.

still have 5% weekend CB, still is a good petrol card, cons that lesser pump station available only.

i also kena once, due to SI fail to transaction with no notice. i do it 1 day later also kene charge interest but no late fee. now will need to check SMS on the day of transaction to avoid this happen again. affin CC everytime will send sms if they had receive the fund.

last time many kene fraud of USD0.99, please remind for those just use exactly 3080 for the 80CB, you will miss the 30CB if got refund on the fraud transaction on the day of your statement.

just few workings day, you can see the amount reverse in online portal, the installment amount will bill at end of statement date.

for e wallet top up is still ok, mean top up rm1000 get rm30 (3%), but to get extra rm20 you need to spend on other than e wallet for rm2000 to get extra rm20. only 1% better forget it.

no 1 reported able to get waiver, but no 1 know if they change policy. may call and check with CS.

even 1 day it will automatic charged, it seem automated, the due date will different by 1 day due to 30/31st of every months. so i had late 1 day it charge interest and i appeal also not allow. maybe depend on CS, if you call CS try to ask other thing first see if CS are friendly, then request for deduct the interest with nicely speaking, it you get the unfriendly CS then bye and call again. the call is worth RM50 for you.

This post has been edited by xiaoxiaoshen: Oct 19 2023, 08:45 AM

also depend on CS to waive it, i dont know when i seem to respond by other, maybe earlier in this post.

some1 request for SST rebate and the CS replied: aiyoo every months you earn CB, SST 25 only you also dont want to paymeh. if this kind of CS, better hang up.

FYI: my point going to expire this month, so plan to use for SST redemption. normally SST will have the best rewards. but not for Affin.