Never knew Instagram got instapay. Lol
Whole list macam no effect for us. Continue earn as usual

Aiya 10% bhp cashback coming to an end. Thanks afb for the 10% though since mco, I pump less than RM100 on my card. I'll just keep Amex for the petrol pump.

Ah ya hor already pay. Aih I wonder should I keep it.

Don't understand why some ppl want the rm80 cb from affin duo. I mean rm50 for rm1667 topup is good enough what.

Get PBB QMC RM600 (30cb) PiB Visa rm750 (30cb)

Got ambank true visa also RM1000 (rm30 cb)

Total monthly spent already rm4k spending for online expenses giving rm140 cb. Good liao.

Cashback bo hiam a lot, only hiam little.


Hmm true also. Just 4k already quite high expenditure.

Seriously? Pbb macam very senang for me. Only MBB f**ker reject me macam pretty girl reject ugly poor man. In the end accept me juga as customer once I show them my moneh lisa.

Apa tu unlimited quota? If points card unlimited lo. CB cards all got limit anyway. Those 4 cards already spend 4k a mth. Lol

Those fake spend one I dunno la. Those withdrawals one colanfirm kena ban soon including me hahaha.

Then those truly spend one, can't spend 4k a mth la. Siao meh every mth 4k. Groceries also no need 4k gua. Unless 1 household 10 ppl or sharing buy lo. Otherwise 1 House 5 ppl also max rm300 a week only on food and beverage.

But we mostly don't need so many online cards. Thus 1667 for affin duo is good enough. Get public bank can cover already.

LOL 3k? Highest water bill I've seen a mth is RM100 while I was renting a room during my uni days, due to water tank in double storey house leaking, the water overflow. Haha my friend say I open swimming pool training school

This post has been edited by beebee1314: May 22 2021, 10:41 PM

Hmmm okay then.

True. I never thought of those using for businesses.

Ya still a greenie. My spending for online less than 600 a mth. Usually buy household usage stuffs, not raw fresh food. Raw fresh food still at grocer and pasar. Only me and my fiancee 2 ppl. Of course every few mths, my online spending will spike a little from around 600 to more than double, coz need to buy supplements for me and my parents. Omega memo ah, multivitamins ah...all those expensive stuffs. But for you to max out everything, your expenses 8k purely online? I do spend around 200 on red wines monthly basis, but at shops, not online. Takut online fake.

How high water bill have u seen anyway? Whether Selangor or Penang, RM100 is already swimming pool quantity water bill. For an average household of 4 ppl who bathes 3 times a day, uses washing machine 4 times a week, max water bill is Rm10 a mth only for selangor, and if penang, even cheaper. I know coz I'm sharing house with my housemates and we all wfh for a few mths already. For you to have seen RM100 water bill, are u staying in a long house or a household with 40 ppl? Hmmm

This post has been edited by beebee1314: May 23 2021, 08:59 AM

I had this for citibank. Want my Epf la, bank statement last 3 mths la, 3 mths payslip la. I told them "your requirement states either one, not all". I gave them my 3 mths bank statements, but I blurred all others except my salary masuk + 3 mths payslip. I skipped the EPF. The lady say "I can put in your application, must may be rejected". I direct tell the lady "if you reject, then means citibank don't need a new customer. I'm okay". 2 days later approved.

But well im a very good paymaster. No way they will reject me. Haha

Woohoo lai liao finally. Final mth using this card then can cancel d. Bye bye bhp card. Back to Amex.