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Credit Cards Affin Duo Credit Card, great rewards for eWallet

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avinlim
post May 7 2021, 08:19 AM

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When is the Affin cashback credited? After statement or before statement?

E.g if you spend 3000. and CB is credited before statement, means your statement balance will be RM2920

If credited after statement, means your statement bal will remain 3000 and day after statement, they will credit RM80 for you and your outstanding bal = 2920 but SB remain 3000.

Which one ya?
avinlim
post May 7 2021, 12:01 PM

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QUOTE(cybpsych @ May 7 2021, 11:11 AM)
definitely prematurely published or need fine-tuning/reword or cancel altogether

laugh.gif
*
only release few months then revise revise revise revise revise....

doh.gif doh.gif doh.gif

next revise might be cb% reduced, cb cap reduced bla bla bla... rclxub.gif rclxub.gif rclxub.gif
avinlim
post May 10 2021, 08:26 AM

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other than the eccris reported monthly.

can banks check our "LIVE" cc outstanding balance?
avinlim
post Mar 4 2022, 08:54 AM

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QUOTE(talexeh @ Mar 3 2022, 03:47 PM)
Activated my Visa on 1-MAR-2021 so it's the latter.
Will do. The CS wasn't being very friendly either even though it's a chat. She kept pestering me on how I activated my Visa. I told her it's not possible to remember since it's been a year & she kept repeating the question. I asked her how does it relate to my Visa since it's my MC that was suddenly charged with SST & magically activated a day ago. She told me she's trying to link the MC issue with Visa but it still didn't make any sense to me. rclxub.gif
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Since its already activated but not by you, better to change the pin as well.

Do Affin got app that we can login n check accounts? I downloaded one called affin secure...macam useless.
avinlim
post Apr 27 2022, 05:04 PM

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QUOTE(cybpsych @ Apr 21 2022, 09:40 AM)
If I take the RM15000 for 6mths, mean that I will only spend RM2667 to be entitled for RM80cb no need go to 3080 as the RM15000 outstanding consider as statement bal monthly also right?
avinlim
post Apr 27 2022, 05:25 PM

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QUOTE(LostAndFound @ Apr 27 2022, 05:13 PM)
No, got technical error (but effect is same).

You took 15000 for 6 months, meaning your statement will show 2500 per month in repayment for this. Your statement will not show 15000 outstanding.

But the effect is correct, since your statement 'starts' at 2500, you spend 2667 total statement amount will be over 5k (even after you get cashback and everything).
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Oh... I tot it will show like

1st mth 2667+15000(total outstanding)
2nd mth 2667+12500
.
.
.

another question, who got the 0% CIP before? really 0%? no any hidden cost?
avinlim
post Jun 7 2022, 05:37 PM

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QUOTE(wjleong15 @ Jun 6 2022, 03:24 PM)
Affin fraud team called few days ago said it obviously fraud no need to pay
Will reverse the transaction and send me replacement card without fees
My case is not an isolated case for this website
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Did you make a police report for this case?
avinlim
post Jun 21 2022, 11:38 AM

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QUOTE(cybpsych @ Jun 21 2022, 11:25 AM)
it is per card activation, no such thing as 1 activation for both cards le

also, unactivated card, nobody will know what will happen to it in the future....

some potential actions:

1) affin may activate mastercard -- sst charged
2) affin may terminate both cards
3) affin may suspend your visa card until you activate mastercard
4) etc etc

biggrin.gif
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Inactivated card might just get cancelled automatically drool.gif drool.gif drool.gif drool.gif drool.gif

 

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