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Credit Cards Affin Duo Credit Card, great rewards for eWallet

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Human Nature
post Sep 4 2020, 10:23 PM

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QUOTE(jiaen0509 @ Sep 4 2020, 10:21 PM)
*Around 35% credit limit utilization as at 31/7/2020
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Is this self calculate or stated anywhere?
Human Nature
post Sep 4 2020, 10:33 PM

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QUOTE(jiaen0509 @ Sep 4 2020, 10:25 PM)
Add all outstanding cc amount divided by the total approved credit limit. Self calculates only no right or wrong.
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Outstanding / Lower CL -> Higher utilization rate
Outstanding / Higher CL -> Lower utilization rate

I need to stop requesting banks to reduce my CL hmm.gif
Human Nature
post Sep 5 2020, 12:15 PM

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QUOTE(Anangie @ Sep 5 2020, 12:07 PM)
Ok, after they called us, how could we submit document? Or have to meet up with them?
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They come to you or you go to them
Human Nature
post Sep 8 2020, 09:03 AM

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QUOTE(coolguy99 @ Sep 8 2020, 09:00 AM)
I still don't see anything in my CCRIS. The salesman told me that I will have to drop by the branch to apply for internet banking once the credit card is approved.

I wonder if I can do it online?
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Cannot, have to submit Retail Internet Transaction Services form
Human Nature
post Sep 8 2020, 11:03 AM

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QUOTE(choco_ice @ Sep 8 2020, 10:56 AM)
For those who apply for visa signature & duo, please note that total cashback for both cards is cap at RM80 only, which means duo + signature = cap max RM80
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Shouldn't be. Where do you get this info from? Not that I have the VS ...
Human Nature
post Sep 8 2020, 11:45 AM

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QUOTE(choco_ice @ Sep 8 2020, 11:37 AM)
The staff just called back and reconfirm is seperate cashback for each, really tak boleh pakai..
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I suspect he just read this thread
Human Nature
post Sep 8 2020, 11:48 AM

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QUOTE(janson_kaniaz @ Sep 8 2020, 11:47 AM)
If combined cashback, they should just rename it as Affin Trio  biggrin.gif
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Don’t give them ideas. SST x 3 wei πŸ˜„
Human Nature
post Sep 8 2020, 03:16 PM

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Lucky you, mine still not sure what is the delivery status. Approved on 4th but still not delivered out yet. Said within 10 days. Yes, the CS also said normal post.

This post has been edited by Human Nature: Sep 8 2020, 03:17 PM
Human Nature
post Sep 8 2020, 03:20 PM

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QUOTE(fruitie @ Sep 8 2020, 03:18 PM)
Hmm.. This doesn't mean my application is approved, I asked her just now, she said still pending. blink.gif
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Eh, I thought you got a call to inform on delivery? How come approval is still pending
Human Nature
post Sep 8 2020, 03:29 PM

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QUOTE(fruitie @ Sep 8 2020, 03:25 PM)
The call was just to ask if I'm OK to have it delivered to office address... laugh.gif
Then, I asked about the approval status, she said this is final stage and still pending. I'm also lost. laugh.gif
CCRIS and IVR are still pending.
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Like that also can? rclxub.gif I wonder whether residential or office address has any bearing on the approval.
Human Nature
post Sep 8 2020, 06:38 PM

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QUOTE(fruitie @ Sep 8 2020, 06:17 PM)
Finally, my address mystery solved. My agent just WhatsApp-ed me again and showed the screenshots of her conversation with the people in HQ. The residential address I gave is my sister's house address which I'm currently residing now since 6 years ago but I didn't declare this address anywhere... I usually use office address but due to pandemic I'm forced to work from my sister's place and for convenience purpose I filled in that as my residential address... Mana tau the people in HQ are questioning where did I get this address as it is not appearing on my CCRIS. sweat.gif

OK, waiting for my agent to call me back as she is driving now. Epic. laugh.gif
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So it’s really address issue that delay your approval
Human Nature
post Sep 8 2020, 07:11 PM

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QUOTE(ChiaW3n @ Sep 8 2020, 07:08 PM)
I got a standard credit limit. But surprisingly my officer told me my application was approved, I have not received the sms saying my card was approved, but start receiving promotion sms from Affin eh?
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Same, got the sms too. I dont think there is any approval sms. I found out that my application is successful from ccris /IVR / officer
Human Nature
post Sep 9 2020, 01:46 PM

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QUOTE(beebee1314 @ Sep 9 2020, 01:39 PM)
Applied yday evening around 6pm, today 11am, CC agent message me that he will come get my documents. efficient gila.

Oh and he's giving Air Purifier. There are also offers for NTB customers.

Reload RM100 ewallet and get RM20
Retail spend 300 within 45 days and get RM20.

Sadly all newtobank.
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So means can get RM20 + RM20?
Human Nature
post Sep 9 2020, 04:59 PM

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Received an emailer from Affin. Apparently you can also apply CC via SMS, type AFFINAPP to 66300
Human Nature
post Sep 9 2020, 05:44 PM

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QUOTE(avinlim @ Sep 9 2020, 05:41 PM)
both duo cards laaa brother~~~
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Lol, only Visa gives cashback. Mastercard gives points .
Human Nature
post Sep 9 2020, 06:56 PM

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Aiyo, why make it transparent. Looks ugly πŸ˜…

Still no news about my card delivery. Always have no luck with Pos Malaysia.
Human Nature
post Sep 9 2020, 11:54 PM

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QUOTE(qzsalphidopm @ Sep 9 2020, 11:51 PM)
Can I ask, the Affin Duo bill cycle is based on statement date or calendar month ya?
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statement cycle
Human Nature
post Sep 10 2020, 02:47 PM

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QUOTE(janson_kaniaz @ Sep 10 2020, 02:29 PM)
Just got it! Let the spending begin!
I assume the card numbers are printed at the bank?
Human Nature
post Sep 10 2020, 10:13 PM

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QUOTE(LemonJane @ Sep 10 2020, 08:38 PM)
Can PM so I can contact in 2 months' time?
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QUOTE(cg_ng87 @ Sep 10 2020, 08:49 PM)
Hi, do u mind to PM me the officer contact also? I fill up the e-form at Affinbank website last week but till now no any reply yet
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QUOTE(satvvafutushi @ Sep 10 2020, 09:47 PM)
Please PM me the contact of the officer.
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I believe this is not allowed. If you guys wish to get the contact, please PM directly the member.
Human Nature
post Sep 11 2020, 01:12 AM

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QUOTE(wan7075 @ Sep 11 2020, 12:42 AM)
MAY I KNOW DO YOU ATTACHED YOUR EA/ PAYSLIP DURING THE ONLINE APPLCATION? OR WE NEED TO PROVIDE THE HARD COPY TO THE STAFF WHEN THEY COME TO MEET US?
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No provision to submit doc when applying online. Have to submit the hardcopy to the staff/agent

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