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Credit Cards Affin Duo Credit Card, great rewards for eWallet
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Barricade
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Dec 18 2021, 03:44 PM
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QUOTE(tan_aniki @ Dec 18 2021, 03:05 PM) nope, for mbb even pin failure or wave not functioning also need to pay for the RM50 try some excuse such as card cvc being record down by merchant or exposed during card verification from ewallet etc, card failure will subject to mishandling by individual and bank will still charge us on our own fault. Must be your face issue, I got mine FOC and never had to pay a single cent every time I called in and told them wave not functioning. Even the card got old and plastic start peeling off the edge, I will call and get replacement card FOC with the same excuse. Never had to pay.
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Aug 15 2022, 12:59 PM
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QUOTE(Matchy @ Aug 15 2022, 09:16 AM) more importantly, did they charge SST to the inactive card? They only charge SST for one card even though both is activated based on my previous SST charges. They reverse out the rewards card SST.
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Aug 15 2022, 01:03 PM
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QUOTE(Devil4life @ Aug 15 2022, 01:01 PM) Anyone else having problem access Affin online now? Me. Cannot login
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Feb 8 2023, 02:52 PM
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Oh dear..... I need to plan something too. So far doing autodebit RM1k for insurance and RM2k for shopeepay. Maybe remain autodebit RM1k to get RM30 and stop RM2k for shopeepay.
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Feb 9 2023, 05:30 PM
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How i wish i can cancel that bloody mastercard. Paying RM25 every year for nothing.
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Nov 10 2023, 12:57 PM
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Balance transfer monthly instalment consider as monthly spending right?
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Mar 8 2024, 09:26 AM
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QUOTE(prs516 @ Mar 8 2024, 09:15 AM) For iOS users, can you guys use the biometrics option in the default login option? I can only use password. Cannot. Don’t expect much from this lame bank. Took them ages to come out with this banking app. It will take them ages to fix this biometric
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Apr 14 2024, 09:24 AM
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QUOTE(cybpsych @ Apr 12 2024, 09:29 PM) 3% cb is good for overall daily card use. the ineligibility of cb for contactless >250+pin is the killer blow for this card. banker/agent prefer easier-to-approve cards in order to earn their commission  no point selling Duo+ (Visa Signature + Mastercard Platinum) but couldnt get approved. all their time and energy servicing you wasted duo+ visa is good where merchants willing to swipe contactless multiple times without complaint. my best use is at private hospital. they willing to accept and oblige to wave ANY card combination you have with ANY amount you requested example  today also already waved 250 + 250 + 100 using Affin Duo+ Visa ... then 600 using M2C Amex to earn some browny points for future SST redemption later. Haha. that's why i tell the cashier to split when bill is above 250. i told them i forgotten the pin number for my card and need to split the paywave few times. They have no trouble doing that for me.
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Jun 9 2024, 05:35 PM
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My affin duo reaching 4th year soon. Annual fee will be charged starting 4th year unless there are 12 swipes in a year. My Affin reward card is under utilised in drawer. Can I just pay TNB RM1 x 12 to satisfy the 12x retail requirement? I'm just trying to prevent paying the annual fee.
This post has been edited by Barricade: Jun 9 2024, 05:52 PM
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Barricade
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Jun 9 2024, 10:16 PM
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QUOTE(cybpsych @ Jun 9 2024, 06:25 PM) yes rm1x12 i use shopeepay instead... I tried to do the same, after 4 attempts cannot reload anymore.
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May 22 2025, 07:52 PM
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Don't understand why they cannot replace the old app with new app directly as upgrade. Need to redownload the new app as standalone.
Damn laggy as well when scroll my credit card transactions. iPhone 16 Pro Max user.
This post has been edited by Barricade: May 22 2025, 07:53 PM
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Barricade
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May 23 2025, 01:59 PM
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Please give them one star in AppStore review - with comment "laggy when scrolling through transaction history"
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May 28 2025, 07:52 AM
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Affin fixed the slow scrolling problem on the latest app update! I’m very impressed. They really listen to feedback in comment
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Sep 17 2025, 12:25 PM
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Alamak, Affin Rewards card got charged annual fees because forgot to swipe 12x.
Called bank to ask for waiver, need to spend RM300 first then call back again to ask for waiver.
This post has been edited by Barricade: Sep 17 2025, 12:25 PM
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Sep 17 2025, 01:47 PM
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QUOTE(kmed @ Sep 17 2025, 12:43 PM) Just realized this as well. Is it possible to cancel the MC since i seldom use it and I only use the Visa more. I also didn’t realize they don’t call this Duo anymore. I also wish to do that, but based on previous post I remember they said it's not possible. Maybe someone should try to ask the bank again.
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Sep 22 2025, 01:00 PM
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QUOTE(kmed @ Sep 22 2025, 12:55 PM) Any idea if any spending of RM300 is qualified for the waiver. For example topup ewallet or pay utility like TNB? Any spending. No exception
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