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Credit Cards Affin Duo Credit Card, great rewards for eWallet
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Human Nature
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Jan 20 2021, 08:06 PM
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QUOTE(ClarenceT @ Jan 20 2021, 08:01 PM) Write a few words, sign the letter, send by fax / email. Not so difficult. Haha different people have different ways of dealing or preference. Some like to do it over the phone, but I dislike speaking over a phone. And there are 1-2 banks that don't allow such information to be revealed over the email. Fax very troublesome wei.
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Human Nature
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Jan 21 2021, 02:26 AM
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QUOTE(#Victor @ Jan 21 2021, 12:22 AM) what are the benefits for low CL? will low CL affect CTOS scoring as the utilisation % will be higher? For me, I want to keep my exposure low and to some extend, a peace of mind. QUOTE(coolman128 @ Jan 21 2021, 12:39 AM) hi, just to check is that a need to have affin online banking ? and can we use cb card / ewallet to pay jompay payment ? Not necessary as the statement will still be emailed to you. Just extra convenience that you can check the transactions without waiting for the statement to arrive.
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Human Nature
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Jan 22 2021, 11:24 AM
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QUOTE(Human Nature @ Jan 20 2021, 10:28 AM) Just received a call from a staff to confirm the BT details. He said the process should be completed within 1 week. Will update again.
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Human Nature
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Jan 22 2021, 11:50 AM
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QUOTE(_kilakila_ @ Jan 22 2021, 11:46 AM) Applied second time for this card but still failed. GAVE UP on affin. So sad. how far apart from the 1st application?
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Human Nature
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Jan 22 2021, 01:11 PM
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QUOTE(_kilakila_ @ Jan 22 2021, 12:52 PM) Hmm as far as i remember, the first time was when affin duo card first time launching till this week the second time.  Did you ask CS how long is the time set by Affin for reapplication? Usually it is 6 months
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Human Nature
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Jan 22 2021, 03:14 PM
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QUOTE(xiaoxiaoshen @ Jan 22 2021, 03:12 PM) when i check the detail of Affin duo, visa is just sole cashback, not point will be given and master is reward point card. for the 5x point is just for master card and other reward point card. no double dip this time.  Yeah, else their system also will go haywire as they cannot store the points under Visa
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Human Nature
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Jan 22 2021, 06:48 PM
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QUOTE(GrumpyNooby @ Jan 22 2021, 05:21 PM) My CIP has been approved. The CS said that the campaign is an extension of last year campaign. Eligible cardholder can apply for 1 time up to maximum amount of RM 15K. That is quick for CIP. Did the CS call you or you called the CS?
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Human Nature
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Jan 23 2021, 01:15 PM
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QUOTE(kenloh7 @ Jan 23 2021, 12:47 PM) sorry i missed out another 400 from december spending. Still getting used to the dashboard, i thought recent transaction shows up to 90 days but no. Yeah, the Affin portal dashboard is out of ordinary in that sense. I always get this problem too.
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Human Nature
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Jan 25 2021, 09:52 AM
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Received SMS that the BT application is approved. Money should be in by tonight.
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Human Nature
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Jan 25 2021, 03:21 PM
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QUOTE(ClarenceT @ Jan 25 2021, 03:03 PM) My experience many years ago (before 2010) - Yes for Affin Bank credit card, >6 months if I am not wrong. Now not sure. But Affin Duo's T&C does mention, both Visa and Mastercard must be cancelled together. So those who did not activate the MC are at risk of having both cards cancelled and potentially lose the CB gained during that month
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Human Nature
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Jan 25 2021, 07:46 PM
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BT timeline 22 Jan - Submit e-form application, received verification call 25 Jan - Received approval SMS, money arrived at account
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Human Nature
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Jan 26 2021, 10:37 AM
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QUOTE(prime27 @ Jan 26 2021, 10:35 AM) I having similar issue too. From this example, does it means that cash back of transactions with posting dated on 14/12/2020, will be credited on next cycle 14/1/2021, although transactions are in statement 14/12? Yes, the CB will be reflected in the next statement.
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Human Nature
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Jan 26 2021, 10:57 AM
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The BT appears under mastercard instead  while I provided the detail of visa.
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Human Nature
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Jan 26 2021, 11:08 AM
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QUOTE(GrumpyNooby @ Jan 26 2021, 11:02 AM) So they helped you to activate your Mastercard?  I activated my MC but is at cold storage. So this creates an extra step when I need to IBG to 2 different accounts every month.
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Human Nature
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Jan 26 2021, 10:00 PM
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QUOTE(GrumpyNooby @ Jan 26 2021, 08:41 PM) Others got but mine is used for CIP. And I just got my this week, so I won't be the one who will be sharing the early bird result. you will then activate if it is true. clever
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Human Nature
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Jan 28 2021, 09:30 AM
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QUOTE(TimWiese @ Jan 28 2021, 09:01 AM) Hi all, new Duo card holder here~ May I know if DUO VISA is able to get rebate when paying car insurance via online platform (one-off, not auto-billing)? should be if it doesn't not fall under the list of exclusions QUOTE(annoymous1234 @ Jan 28 2021, 09:23 AM) The cashback is following statement not Calendar month? I pay tnb via mytnb app but no cashback shown in statement statement month
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Human Nature
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Jan 28 2021, 10:25 PM
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QUOTE(hadrat @ Jan 28 2021, 10:06 PM) Hi guys, my application for affin duo was unsuccessfull, so how long should i wait til i apply again? 3 months is ok? At the other thread, you recently applied for PBB card too? At the same time? Maybe that is the reason
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Human Nature
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Jan 29 2021, 10:44 AM
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QUOTE(zeronas @ Jan 29 2021, 10:24 AM) I just received call from a person who claimed himself as credit card agent. He request me to send the documents to his email address xxx@affinbank.com.my. Should we send our private information to them? How did you apply? Though the online form at Affin website?
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Human Nature
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Jan 29 2021, 11:21 AM
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QUOTE(zeronas @ Jan 29 2021, 11:12 AM) Ya, I applied from this link https://www.affinonline.com/credit_card_application_formI had given all my information via this link, and request the card sending to my house. But the agent totally wants my information again, and only have pickup cards at affinbank branch option. Today there is a phone number 0320285400, asking my information for verification of credit card application. I search this number at google and found this number is from scammer, https://whocallsme.com/Phone-Number.aspx/0320285400So only Affin bank knows your application. Different agent will have different ways of handling the application. And lately, cards need to be collected from branch, as what being shared here from newer cardholders. If you are still concern, contact CS and ask about the validity of this process and verify the number. This post has been edited by Human Nature: Jan 29 2021, 11:22 AM
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Human Nature
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Jan 29 2021, 05:11 PM
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QUOTE(hadrat @ Jan 29 2021, 04:55 PM) Ya.! In this month only, I just got 2 new credit card approved, so AFFIN told me that's the reason, RHB also reject me today So... you guys think when should i try to re-apply both of this cards? Go slow buddy. During this cooling period, try to build a good score with your PPB card by diligently clearing the statement balance. Then apply again.
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