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Credit Cards Affin Duo Credit Card, great rewards for eWallet
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Human Nature
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 Oct 28 2020, 07:21 PM
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QUOTE(sj0217 @ Oct 28 2020, 07:12 PM) I was thinking would this possible due to their system setting. Before the current statement date, my statement date was on somewhere second week of the month, and reminder system usually sent during due soon on that time. However, few months back, bank has totally changed my statement date to end of the month (could be all existing cardholder) without consent / message to notify customer. I only noticed when I call them to find out. By changing new statement date for me, not sure whether this is the result to affected their system for statement date option not up to date, therefore, we're now keep receiving reminder SMS although due date long way to go. Just my thinking, unsure how bank working regarding this. Don't think so. I received the reminder sms despite due date is 9 days away. Didn't request to change statement date. This post has been edited by Human Nature: Oct 28 2020, 07:21 PM |
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Human Nature
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Nov 1 2020, 12:33 AM
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Affin's campaign FAQ and T&C are very thorough and comes with examples. Plus point.
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Human Nature
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Nov 11 2020, 12:44 AM
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I am unable to save my card at shopee, it states expiry date is not valid... year 26 is not recognizable? solved, forget to add /  This post has been edited by Human Nature: Nov 11 2020, 12:52 AM |
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Human Nature
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Nov 12 2020, 07:45 PM
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QUOTE(GrumpyNooby @ Nov 12 2020, 06:50 PM) Any winner from here?  Too early, they have not launched Duo yet  |
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Human Nature
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Nov 17 2020, 10:37 AM
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QUOTE(Human Nature @ Sep 24 2020, 05:17 PM) * Cash Back is limited to RM80 per month (equivalent to RM960 a year), excluding government services and charity transactions. Any idea where can I find the MCC for the excluded government services? I intend to pay for IPTA course fee, obtained CB if under PBB. QUOTE(Human Nature @ Sep 24 2020, 05:46 PM) Thanks. So same MCC exclusion by PBB. Will get the CB then  Just got my statement, the transaction falls under Government services transactions 9399 so didn't get the CB. Luckily I test water with few hundreds first. Presumably nothing change for PBB, it means PBB consider it as online while Affin consider it as Gov transaction. |
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Human Nature
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Nov 17 2020, 07:48 PM
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QUOTE(leootan @ Nov 17 2020, 05:07 PM) Asking for those approved for Affin CC. Is it a new norm now for Affin (or any other bank) that they no longer sending sms/calling/email or whatever channel they can reach out their customer to inform the successful of card application/for card collection ah? 🤷♂️ Meaning all these we have to call center ourselves, check eccris ourselves, call branch to ask about card collection status. Like that ah? For Affin, the staff who handled my application do whatsapp me to inform that is it successful |
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Human Nature
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Nov 18 2020, 01:11 AM
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QUOTE(Exeunt @ Nov 18 2020, 12:05 AM) Hi Affin duo user, is this card good/able to get cashack for following transaction cashless payment (grocery/dine-in), Utility online payment (tnb/unifi/telco/water), online shopping, online food delivery (grab/fp), ewallet, entertainment premium payment (spotify/youtube/netflix) your input greatly appreaciated, tomorrow affin agent wanna come to my office help getting the card.lol Perhaps read the card features here: https://www.affinonline.com/affin_duo |
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Human Nature
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Nov 18 2020, 10:04 AM
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QUOTE(Exeunt @ Nov 18 2020, 06:49 AM) read few times and understand, just need some reassurance from experience user regarding my usage Dont think you understand since you asked about cashless grocery/dine in which is pretty clear that it does not fit the cb feature. Hence the reason I posted the feature from website directly 🙂 This post has been edited by Human Nature: Nov 18 2020, 10:06 AM |
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Human Nature
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Nov 20 2020, 05:37 PM
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QUOTE(JJPANG7899 @ Nov 20 2020, 05:36 PM) have anyone pay auto-debit insurance premium to Greateastern ? do this eligible for 3 % cash back? A simple search QUOTE(goliath @ Oct 21 2020, 03:05 PM) |
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Human Nature
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Nov 20 2020, 07:04 PM
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QUOTE(Darren @ Nov 20 2020, 06:57 PM) lolx didnt notice there are cashback for auto billing GE & Prudential monthly premium... thank for your information time to call insurance agent for update auto billing info.... previously use on HLBB Fortune but the card discontinued.... though of apply OCBC GE for free life insurance but OCBC stop CC new application until further notice... can temporary use AFFIN .... This is the main reason I get this card. Hope this feature stays for a long time. My insurance auto-debit history: Aeon Watami > HLB Wise > MBB FCB > Affin Duo Visa  |
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Human Nature
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Nov 23 2020, 05:32 PM
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QUOTE(jiaen0509 @ Nov 23 2020, 04:25 PM) Finally my turn to get approved. Submitted form n doc 12 Oct. No news until 10/11 sent email to complaints. Immediately application capture in eccris Until today 23/11 almost 2 weeks. No updates too. Send again an email. Now Approved by FI. With the amazing credit limit 5k hahahahahahha Hahahahahahahahahaha LOL!!!! Lowest among all cc I holding. Hahaha I think I am the lowest in Malaysia maybe? Your other CC has much higher limit? |
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Human Nature
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Nov 24 2020, 10:21 AM
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QUOTE(Human Nature @ Nov 17 2020, 10:37 AM) Just got my statement, the transaction falls under Government services transactions 9399 so didn't get the CB. Luckily I test water with few hundreds first. Presumably nothing change for PBB, it means PBB consider it as online while Affin consider it as Gov transaction. Now it seems that PBB too has changed its MCC as Government services transactions |
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Human Nature
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Nov 24 2020, 10:50 AM
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QUOTE(cybpsych @ Nov 24 2020, 10:49 AM) issuing bank cannot change merchant's mcc only the acquiring bank (of the merchant aka your IPTAl) can change the card scheme Yes correct |
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Human Nature
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Nov 24 2020, 08:10 PM
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They have this program:
Just graduated or just working and not eligible to apply for a credit card?
Exclusive program for young graduates to own AFFIN DUO Credit Card. We have it catered for you.
Eligibility
Minimum Age
21 years old
Maximum Age
25 years old
Requirements
Pledge Savings Account (SA)/Fixed Deposits (FD) with Affin Bank.
Minimum pledge- SA: RM500 / FD: RM5,000
Maximum pledge- SA: RM10,000 / FD: RM10,000
Notes
Credit limit will be granted based on the pledge amount made and will be shared between both AFFIN DUO (AFFIN Visa Cash Back and AFFIN Mastercard Rewards).
AFFIN DUO will be blocked for usage in the event of minimum payment not being paid within 30 days of your AFFIN DUO payment due date.
AFFIN DUO outstanding balances will be offset from the pledge amount in the event of minimum payment not being paid within 60 days of your AFFIN DUO payment due date. Any remaining balance shall be credited to Cardmember’s account with Affin Bank.
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Human Nature
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Nov 26 2020, 01:21 AM
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QUOTE(red streak @ Nov 26 2020, 12:19 AM) Lmao it's just your typical pledged CC requirements for any bank. Nothing special. At least they are being very transparent and publish it in detail. |
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Human Nature
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Nov 30 2020, 12:26 PM
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QUOTE(chyap99 @ Nov 30 2020, 11:47 AM) Yes I call the customer service and they suggested me to split the bills, then I found this 3+1 issue. Won't take me a lot of time because only 2 times pin require for 2k bills..as long the shop don't mind. I even received bank call after to check why so many duplicate transactions... This is good, I welcome this kind of security feature. |
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Human Nature
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Nov 30 2020, 12:39 PM
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QUOTE(GrumpyNooby @ Nov 30 2020, 12:28 PM) It's a trade off between convenience vs security. With such restriction, glad that my VS application was abandoned by the banker early of the year. I think this is not the usual usage restriction imposed to paywave. Successive duplicate amounts trigger the mechanism because the bank called. Same if one were to do non paywave split transactions, only difference is the card was not blocked but still received a call. Good old time with HLB wise  |
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Human Nature
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Nov 30 2020, 12:43 PM
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QUOTE(GrumpyNooby @ Nov 30 2020, 12:41 PM) I'm not referring to the call. I'm referring to the 3 contactless, then need to reset by 1 PIN. Since the card is promoting for contactless, shouldn't it to be allowed to have more "buffer"? Is 3x limit standard for the VS? Okay, glad I didn't join the trio club |
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Human Nature
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Dec 7 2020, 09:19 PM
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QUOTE(xcarb88 @ Dec 7 2020, 08:56 PM) Hi everyone, I contacted affin but so far no one is responding to my query. Do you have any other method for me to apply? online form |
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Human Nature
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Dec 7 2020, 11:02 PM
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QUOTE(casper1 @ Dec 7 2020, 10:39 PM) Hi, i applied via online form but it didn’t ask to send supporting docs like salary or so. What should i do next, just wait for affin to contact? Wait for affin to contact, the PIC will then ask for the doc |
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