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Credit Cards Affin Duo Credit Card, great rewards for eWallet

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cybpsych
post Sep 29 2020, 02:51 PM

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QUOTE(prescott2006 @ Sep 29 2020, 02:37 PM)
PBB Quantum Visa is better than Affin Visa Signature right? 5% vs 3%.
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simple: can you consistently wave at least 10x RM250 per cycle?

if yes, go for Affin VS to get higher cb.

if no but >RM600, whack Quantum Visa first (RM600 wave spending), then to Affin VS

if no but <RM600, Quantum Visa would do
fruitie
post Sep 29 2020, 02:56 PM

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QUOTE(prescott2006 @ Sep 29 2020, 02:37 PM)
PBB Quantum Visa is better than Affin Visa Signature right? 5% vs 3%.
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Yes, but Quantum Visa CB is not enough. tongue.gif
ChiaW3n
post Sep 29 2020, 03:06 PM

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Hi all, I just went to Affin branch. But when I tried to login to the online banking for the first time, it keep disconnect and error message popped said host failed to response, anyone experience the same as well?
alextan99
post Sep 29 2020, 03:08 PM

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QUOTE(prescott2006 @ Sep 29 2020, 02:37 PM)
PBB Quantum Visa is better than Affin Visa Signature right? 5% vs 3%.
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to maximize per month then better to have both PB and Affin card
zinze36
post Sep 29 2020, 03:20 PM

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Hi, wanna confirm something, correct me if i am wrong

my statement date is 16th.
if i topup e-wallet rm2667 on 20th sep and 10th oct,
cashback for two months will reflect in the same statement which is 16th oct?
cybpsych
post Sep 29 2020, 03:39 PM

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QUOTE(ChiaW3n @ Sep 29 2020, 03:06 PM)
Hi all, I just went to Affin branch. But when I tried to login to the online banking for the first time, it keep disconnect and error message popped said host failed to response, anyone experience the same as well?
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try later lor

login now also cannot see the cards laugh.gif

QUOTE(zinze36 @ Sep 29 2020, 03:20 PM)
Hi, wanna confirm something, correct me if i am wrong

my statement date is 16th.
if i topup e-wallet rm2667 on 20th sep and 10th oct,
cashback for two months will reflect in the same statement which is 16th oct?
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not "two months".

spending within statement cycle from 17 Sep -> 16 Oct (posted by 15 Oct) --- then cashback credited on statement date = 16 Oct
zinze36
post Sep 29 2020, 03:47 PM

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QUOTE(cybpsych @ Sep 29 2020, 03:39 PM)
not "two months".

spending within statement cycle from 17 Sep -> 16 Oct (posted by 15 Oct) --- then cashback credited on statement date = 16 Oct
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i see, so the spending is based on statement month, not calendar month
cybpsych
post Sep 29 2020, 03:49 PM

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QUOTE(zinze36 @ Sep 29 2020, 03:47 PM)
i see, so the spending is based on statement month, not calendar month
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user posted image
fruitie
post Sep 29 2020, 04:07 PM

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cybpsych, is your statement date for Duo same as VS? I lazy wanna call CS to check. tongue.gif My Affin Online still doesn't show the statement date for Duo yet.
cybpsych
post Sep 29 2020, 04:19 PM

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QUOTE(fruitie @ Sep 29 2020, 04:07 PM)
cybpsych, is your statement date for Duo same as VS? I lazy wanna call CS to check. tongue.gif My Affin Online still doesn't show the statement date for Duo yet.
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same

but i'm curious for yours since VS statement havent generate yet (i guess), wonder if your Duo also follow VS (by default), or independently set laugh.gif
prescott2006
post Sep 29 2020, 04:20 PM

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QUOTE(ClarenceT @ Sep 29 2020, 02:40 PM)
RM30 vs RM80 which one better?
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Got your point. I thought there are other benefits which makes Affin better than Quantum.
fruitie
post Sep 29 2020, 04:25 PM

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QUOTE(cybpsych @ Sep 29 2020, 04:19 PM)
same

but i'm curious for yours since VS statement havent generate yet (i guess), wonder if your Duo also follow VS (by default), or independently set  laugh.gif
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Yeah, VS' statement is not generated yet, my statement date is 16th of the month.
Alright, I guess I will call CS for this.
jhlou
post Sep 29 2020, 05:12 PM

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My Affin Online is showing VS and Duo all same statement date 16th.

chyap99
post Sep 29 2020, 05:31 PM

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QUOTE(cybpsych @ Sep 29 2020, 02:51 PM)
simple: can you consistently wave at least 10x RM250 per cycle?

if yes, go for Affin VS to get higher cb.

if no but >RM600, whack Quantum Visa first (RM600 wave spending), then to Affin VS

if no but <RM600, Quantum Visa would do
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That's minimum amount RM30 per transaction for PB, even is not a lot but still a limitation to me.
GrumpyNooby
post Sep 29 2020, 05:33 PM

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QUOTE(chyap99 @ Sep 29 2020, 05:31 PM)
That's minimum amount RM30 per transaction for PB, even is not a lot but still a limitation to me.
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True, it always a headache to me to cramp RM 30.
Normally, I'll reserve PB Quantum Visa for large purchase.
Small amount will just use e-wallet.
??!!
post Sep 29 2020, 05:54 PM

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My Duo approved 11/9/20
No sight of cards which were supposed to mail to home address.
today, just saja asked branch if my cards are there.
Lo and behold! The cards were received by branch on 17/9/20 but somehow I didn't get any notification from branch.

So, for those whose card are still MIA ..maybe just try checking with the branch
ChiaW3n
post Sep 29 2020, 05:56 PM

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QUOTE(cybpsych @ Sep 29 2020, 03:39 PM)
try later lor

login now also cannot see the cards  laugh.gif
not "two months".

spending within statement cycle from 17 Sep -> 16 Oct (posted by 15 Oct) --- then cashback credited on statement date = 16 Oct
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Can ady. The officer told me to login with my rewards card but yet for activation 😅😅

Changed to my cashback card gaodim ady. I wanted to login and to check on my statement date.
thecurious
post Sep 29 2020, 06:08 PM

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QUOTE(??!! @ Sep 29 2020, 05:54 PM)
My Duo approved 11/9/20
No sight of cards which were supposed to mail to home address.
today, just saja asked branch if my cards are there.
Lo and behold! The cards were received by branch on 17/9/20 but somehow I didn't get any notification from branch.

So, for those whose card are still MIA ..maybe just try checking with the branch
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Did you select a secondary option to send to branch when signing up?
??!!
post Sep 29 2020, 06:14 PM

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QUOTE(thecurious @ Sep 29 2020, 06:08 PM)
Did you select a secondary option to send to branch when signing up?
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I just signed a blank form at branch ( I know it's big security NO No )
Didn't submit anything else as I am holding BHP card.
So, I am not sure if the staff selected that option.

But, I don't think so, coz when i called CS yesterday, they said system record shows " send card to home" .
They did not mention anything about 2nd option. In fact, they said will resend new cards since they appeared to have gone missing
vin_ann
post Sep 29 2020, 06:49 PM

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Anyone experience wave transaction can't get through?

Since I got my VS card, I wave all the times until today
Transaction can't get through at ikea restaurant, after tried 2 times, revert to pin and it went through

Today I only waved at cafe during lunch.
Will check number of times waved and value before "reset" like PBB card

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