Hi all sifus,

Newbie here need advices from you all.. My wife and I am considering to buy a new condo for own stay, with est loan amount of 670k. Our joint nett salary is around 8.5k per month, do you all think we have overspent with this salary? And with our current situation, do you all think it's the time to buy now or wait later? Really hope to get some insights from you all, we've been trying to read up/ask around as much as we could.

Sorry all wrong calculation.. Est loan amount if 575k amounting to around 2.3k monthly repayment. Is this amount ok?

Please allow me to ask in this thread for opinion as well.

I am looking at a landed DST in klang valley going for 1.2m down from 1.3m according to agent (Checked on multiple sources the range was between 1.2-1.3m for the past 2-3 years).

Plan to loan 980k . Income varies from 18k-22k, good month close to 30k. 30y loan 4185/m, 35y 3826/m.

Landed dst seems difficult to haggle down.

That’s what I think as well.
Would you consider a 35 or a 30y loan based on the monthly differences? Full flexi of course