Please take a bit of time to re-evaluate your finances, especially your average expenditure each month. If you're earning 8.5k and spending 8.5k, it doesn't make sense to commit to a loan.

To be safe, if you're looking to purchase a property, make sure that even after you've factored the monthly repayments into your expenditure, you should ideally still be able to see 1k - 2k savings each month.