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 TnG eWallet Discussion Thread V1, eWallet, PayDirect

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zstan
post Mar 25 2021, 03:59 PM

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interesting. really sucks that i can't fly back to KL to get my affin duo to top up e wallet mad.gif
zstan
post Mar 26 2021, 10:10 AM

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QUOTE(victorian @ Mar 26 2021, 09:46 AM)
Banks can offer high cc rebate because they take a cut from merchant when you spend. But if you are swiping your credit card to invest, I'm not sure who's bearing the fees.
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can foresee everybody just maxing out the accounts every month, collect interest then pay back. seems like a good strategy.
zstan
post Mar 28 2021, 12:02 PM

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QUOTE(propusers @ Mar 28 2021, 12:46 AM)
newbie here... i did not buy any unit trust before too...

i understand that GO+ is something like unit trust? has management fee 0.45% per annum and trustee fee 0.03% pa.

are these charges charged after we transfer money to GO+? Example, transfer 100 to GO+, when will the management fee and trustee fee charged?
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if you are using it to invest then wrong liao.

the main benefit is to use maximise cash back credit cards and then withdrawing into your bank account. for now no withdrawal limit sure kena abuse gao gao hmm.gif

This post has been edited by zstan: Mar 28 2021, 12:04 PM
zstan
post Mar 29 2021, 11:16 AM

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If you max out your credit card cashback's the investment return is much higher la.
zstan
post Mar 29 2021, 12:29 PM

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QUOTE(doremon @ Mar 29 2021, 11:35 AM)
So basically Go+ can only top-up via cash & direct bank account. Waiting for E-wallet transfer feature available. Also RM10 is like renting fee for Go+ features.
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you can top up from the e wallet lahhhh. really brain damage read some comments here rclxub.gif
zstan
post Jan 3 2023, 02:33 PM

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QUOTE(biertrinker @ Jan 3 2023, 02:18 PM)
Why do shops prefer TnG? Some shops I can pay with GrabPay or DuitNow before but they switched toTnG
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i thought all duitnow already? cross platforms should have no more issue.
zstan
post Aug 10 2023, 09:03 AM

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QUOTE(beLIEve @ Aug 10 2023, 08:24 AM)
That 5k limit is shoppee pay.

People already buy ~8k PIN on the 26th when the PIN reload limit was increased to 8k and 100% transferable.
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so now the trick is buy 8k pin and then transfer out to pay CC when the time comes hmm.gif
zstan
post Aug 10 2023, 11:02 AM

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QUOTE(beLIEve @ Aug 10 2023, 09:32 AM)
That fateful day only. After that, all pin not transferable.
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QUOTE(cybpsych @ Aug 10 2023, 09:40 AM)
errrrrrrrrrr can you do that NOW?  biggrin.gif
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QUOTE(BuKeYi @ Aug 10 2023, 10:21 AM)
not transferable already la, haha

btw, the trick non-transferable to transferable still work?
Gonna pump on weekend xD
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haiya sad. but has the RM 1500 - RM 2000 pin been out long?

good chance to use my AMEX now. gonna ditch GrabPay for good liao
zstan
post Aug 10 2023, 11:24 AM

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QUOTE(BuKeYi @ Aug 10 2023, 11:10 AM)
I think listed same day when 8k limit for pin reload, all these while already can use Amex liao. you're late to the game  cool2.gif
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previously no big reload amounts i malas to play laugh.gif

now will pay everything with TnG rclxm9.gif
zstan
post Aug 10 2023, 02:10 PM

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QUOTE(ClarenceT @ Aug 10 2023, 01:31 PM)
Big reload amount = less MERDEKA chances to win a MERCEDES EQA250. smile.gif
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cant afford the maintain the car even if i win laugh.gif

QUOTE(ben3003 @ Aug 10 2023, 02:08 PM)
maybank reload ewallet no cashback lol.
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buy reload pins la not reload e wallet directly
zstan
post Aug 16 2023, 05:32 PM

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QUOTE(Avenger_2012 @ Aug 16 2023, 02:31 AM)
Hi everyone, which credit card gives higher amount of cashback higher than TnG 1% transferable fee?
CIMB TWE used to be be good, giving about 2.5% but now not anymore.
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maybank amex platinum. buy tng reload pin on weekend get 5%
zstan
post Aug 16 2023, 06:53 PM

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QUOTE(Avenger_2012 @ Aug 16 2023, 06:14 PM)
Is there a limit on cashback?
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RM 50 a month
zstan
post Aug 25 2023, 10:47 AM

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sad.no more pins. it was fun while it lasted sad.gif


zstan
post Aug 26 2023, 09:31 AM

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QUOTE(PoisonSoul @ Aug 25 2023, 07:43 PM)
Lazada TnG pin links

RM10

RM50

RM100

RM200

RM500
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whoa nice. guess they just ran out of pins rclxm9.gif
zstan
post Aug 27 2023, 11:51 AM

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QUOTE(anakMY @ Aug 26 2023, 06:17 PM)
Any benefits of using this tng visa card?
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indirectly can use AMEX everywhere.
zstan
post Aug 27 2023, 10:06 PM

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QUOTE(PoisonSoul @ Aug 27 2023, 08:32 PM)
Yeah but that amount cannot do alot of things ya. Just a reminder that the balance is classified as "non transferrable balance"
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8k per month cannot do a lot of things?

you eat omakase everyday ke? laugh.gif
zstan
post Aug 27 2023, 10:42 PM

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QUOTE(PoisonSoul @ Aug 27 2023, 10:39 PM)
cos there's alot of "merchants" out there use their own CASA or even personal TnG QR to let ppl pay for things. Sadly, pins are not eligible for you to pay these "merchants". I've encountered many times already these "merchants" always say "guna apa2 ewallet boleh je" and when I scan, see the UI is different, I know they BS-ing d.
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that's where the TnG visa comes to play. 99% of the premises nowadays either have a DuitNow QR or credit card terminal. Maybe except most places cameron highlands laugh.gif
zstan
post Aug 28 2023, 09:02 AM

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QUOTE(PoisonSoul @ Aug 27 2023, 10:51 PM)
99% is not accurate. Even inside KL itself also there are merchants having personal DNQR and no other means of payment cos wanna evade tax. (assume "cash" does not exist, plus, i dont carry much cash with me these days. At most a RM20)
Reloads from pins cannot transfer at all. only can "transfer" out via Merchant QRs which are tied with SSM.
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unless those merchants are your favourite restaurant or grocery store that you frequent at least once a week spending large amounts of money it is usually not that significant.


zstan
post Aug 31 2023, 07:42 PM

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QUOTE(lowyat101 @ Aug 31 2023, 03:15 PM)
Lazada ewallet reload seems no more selling. Anyone knows if it's just temporary or permanent? Thanks
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I'm guessing they are recycling their pin numbers. Once sold out they will refresh the system?
zstan
post Aug 31 2023, 11:12 PM

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QUOTE(ronnie @ Aug 31 2023, 08:36 PM)
so we should keep PIN for it will work next time ?
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that's why PIN has expiry dates. can't keep too long also

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