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 TnG eWallet Discussion Thread V1, eWallet, PayDirect

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richyiu
post Dec 11 2019, 03:46 PM

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hi, i not yet register tng, may i know any welcome bonus for new register?
richyiu
post Dec 16 2019, 02:09 PM

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on 15/12 i still get everyday cashback, RM1.44, i use at shell station, pay RM40 get back RM5 + RM1.44 and 1st retail purchase RM15
richyiu
post Feb 5 2021, 10:14 PM

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received mine

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richyiu
post Jul 18 2021, 11:18 AM

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Random get RM 1 & RM 0.50
richyiu
post Jan 27 2022, 12:51 PM

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QUOTE(Hoshiyuu @ Jan 27 2022, 12:12 PM)
I'm using Versa for mid-long term (~2-2.1%) and OCBC Frank for funds that might need to be withdrawn at a moment's notice (1.8%).

Though, to be honest, my OCBC Frank is empty most of the time. I mostly just put my money in Versa because the process is fast enough for 99% of the cases. My emergency fund is in there.
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since u have ocbc bank account, why don't u open ocbc 365 account? i will withdraw from tng and put back to my ocbc 365 account, 2.15% better than versa, and it is saving account, u can withdraw anytime
richyiu
post Jan 27 2022, 02:23 PM

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QUOTE(Hoshiyuu @ Jan 27 2022, 02:15 PM)
Troublesome conditionals. I don't like maintenance. So much work and attention to beat Versa by ~0.05/0.15%. I get way better discount and bigger cashback paying bills elsewhere too.
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for me ok la, just 3 bills, pay RM10 each, other use lazada pay, save alot, every month need pay up to thousand amount bill...
richyiu
post Dec 27 2022, 05:10 PM

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QUOTE(1mr3tard3d @ Dec 27 2022, 12:58 PM)
hmmm...right
let me rephrase that
the RM 8 fee from savings account have been complaint on many occasions
while no complaint has been occurred for TNG yet
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i don't understand why ppl want to complaint? i got Maybank, Cimb and Affin bank debit card, all without RM8 annual fee, u can choose without RM8 annual fee debit card. it is not compulsory.
and yes some account type must pay RM8 annual fee, like i got RHB and OCBC bank debit card need pay RM8 annual fee, but just like TnG Go+, RHB give me 2.85% and OCBC 3.1% interest rate, 1 month interest more than RM8...
conclusion high interest account need pay RM8 annual fee but easy earn back, low interest account u can choose without annual fee.
ppl who complaint i think maybe they don't know they can choose?
richyiu
post Dec 27 2022, 05:25 PM

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QUOTE(kuci_mayong @ Dec 27 2022, 05:17 PM)
You can dispose the tng visa card and apply new too
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apply new need pay fee and need wait few days...
do u have bigpay virtual card? u can cancel instantly and generate new 1 instantly (once per month) at bigpay app
richyiu
post Dec 27 2022, 05:32 PM

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QUOTE(kuci_mayong @ Dec 27 2022, 05:27 PM)
Never use bigpay but sounds good also, I'm just looking for new prepaid cc as my existing Maybank prepaid cc expired.
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u can try bigpay, not only u can create virtual card and cancel it instantly, u also can freeze the card, only unfreeze when u want to use it, very secure.
freeze and unfreeze also can be done at bigpay app, i always keep my bigpay card in freeze condition.
richyiu
post Dec 27 2022, 05:39 PM

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QUOTE(kuci_mayong @ Dec 27 2022, 05:35 PM)
Sounds really good I guess I never got into it cause never understood it.

Can you use it to pay for stuff at supermarket too?

I think old fashion Maybank/aeon or tng prepaid cc with physical card makes sense for most ppl??
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can use at supermarket, coz bigpay got physical card also, then u can create 1 more virtual card, both can freeze and unfreeze

richyiu
post Mar 4 2023, 01:03 PM

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QUOTE(PJng @ Mar 4 2023, 11:22 AM)
What the benefit buy PIN on lazada?
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if u play free rice, can get 4500ml water (buy RM10 X 3) and few hundred lazada coin and of coz if use cc can earn cashback.
richyiu
post Mar 4 2023, 02:15 PM

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QUOTE(Wolgie @ Mar 4 2023, 01:46 PM)
tongue.gif 1st time try buy and reload from LAZADA.
now got QR code and Coupon code.
how to do it. redeem from shop?

why see counter outlet only?
how to reedem pin?
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open tng app go reload ewallet , choose reload pin
richyiu
post Mar 4 2023, 02:49 PM

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QUOTE(Wolgie @ Mar 4 2023, 02:39 PM)
I got reload coupon code, no see reload pin.
when key coupon code, cannot.
Do reload coupon code same as reload pin?
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Same
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richyiu
post May 2 2023, 10:58 AM

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QUOTE(Sycamore @ May 2 2023, 09:10 AM)
Not sure if it is reported before, but just for the sake of clarity, and also TnGo policy changes from time to time, it is good to confirm some policy info is still valid:
CODE
You can only reload 10 TnGo Pins in 72 hours.
Tested yesterday.

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in between 8:26pm 30 Apr and 2:38pm 1 May, less than 24 hours, i total reload RM100 X 15 and RM10 X 8, total 23 tng reload pin, all bought from Lazada.
richyiu
post May 2 2023, 11:09 AM

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QUOTE(cybpsych @ May 2 2023, 11:04 AM)
all reloaded into same tng account?
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yes, my own premium account
richyiu
post May 2 2023, 01:02 PM

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Maybe i use auto cash in go+ ?

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richyiu
post Jul 12 2023, 02:03 PM

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QUOTE(annoymous1234 @ Jul 12 2023, 12:04 PM)
Does anyone knows, the tng ewallet pin from Lazada, do they have limit 1 user can buy how many times?
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depends on how much money do u have...
June bought 4K+, July till today bought 3K+...
only RM10 reload pin limit to 5pcs per day
richyiu
post Jul 13 2023, 12:43 PM

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QUOTE(besiegetank @ Jul 13 2023, 12:09 AM)
wow you are a huge spender in tngo. Can shed some light on where you are spending it for since cant cash out?

I just tried the jompay promotion and it still works to get rm2 rebate.
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now still can cash out, after 23 July cannot.

QUOTE(ronnie @ Jul 13 2023, 08:53 AM)
Why does everyone wants to cash out.... that's the reason why all eWallet put in restrictions.
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every month can get few hundred rebate ... why not?

richyiu
post Jul 31 2023, 07:37 PM

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QUOTE(leongqweasdzxc @ Jul 27 2023, 12:34 PM)
yes i know about the tier, mine is 25k

but the issue i faced recently was that i tried to make payment over 5k, but got flagged

then i tried to make payment of 4k, it can go through

but the remaining balance still cannot, so ended up i pay cash to the shop

now im just wondering if the 4999 is a daily limit, like it resets everyday

so im also wondering since you top up 8k, you can utilize all 8k in retails/payment?
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Today i spent RM7700, without any problem...

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richyiu
post Aug 5 2023, 01:13 PM

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QUOTE(tvcat @ Aug 5 2023, 12:08 PM)
I see, thanks for the info. Too bad my cash back always hit the limit already lol.

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can apply ocbc titanium, 0.7% cashback unlimited...

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