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 TnG eWallet Discussion Thread V1, eWallet, PayDirect

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Optizorb
post Oct 8 2022, 12:14 PM

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hi guys.. say i got 10k to park my money temporarily. The plan is to not touch this 10k at all.

Should i choose go+ or goinvest?

- i dont need to cash money out urgently at any given time, as long as can transfer back to my bank account in 1~2 business days for whenever i need it is fine
Optizorb
post Dec 4 2022, 01:14 AM

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QUOTE(gooroojee @ Dec 1 2022, 09:12 AM)
user posted image

Bonus 2% hibah only for your first RM1000 in GoInvest via TNG.
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whats the TNC for this? 5% only for the first 1000 put in?

means if you put in 2000, 1000 will get 5% return and remainder 1000 will get 3% return only?
Optizorb
post Dec 4 2022, 01:36 AM

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QUOTE(gooroojee @ Dec 4 2022, 01:32 AM)
Yes....
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saw your calculations above..

seems... not worth it at all haha...

guess i'll just move more to go+
Optizorb
post Apr 14 2023, 12:51 PM

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anyone keep get this?? damn annoying

keep saying got up to rm5 pin and ask to redeem but click on it nothing happen..

user posted image
Optizorb
post Apr 14 2023, 02:03 PM

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QUOTE(xander2k8 @ Apr 14 2023, 01:42 PM)
You need to go MyRewards page and look for the voucher 🤦‍♀️

Got free PIN there to reload rm5 credits
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already did that. its not there, but yet keep getting notification on tng app for it.

thats why i posted here.

on my mini account got get it. but not on my main
Optizorb
post May 16 2023, 12:05 AM

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guys wanna ask. if i withdraw from go+ to bank account on Friday morning 8am, when will i get the funds in my bank account? Saturday or Monday?
Optizorb
post Jun 14 2023, 03:32 AM

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Wtf the go+ rate so rubbish today.

3.33%
Optizorb
post Jun 14 2023, 11:01 AM

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QUOTE(ClarenceT @ Jun 14 2023, 08:36 AM)
As a Money Market Fund, any rate >3% (OPR) is considered good.
If you want higher rate, go for risky assets. High risk high return.
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well, kdi just increased their rate to 4%, this means i will be moving out from go+ to kdi now.

only thing i will miss will be instant transfer of funds via duitnow. but kdi same day withdrawal before 11am is also good enough for me.
Optizorb
post Jun 14 2023, 11:39 AM

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QUOTE(ClarenceT @ Jun 14 2023, 11:16 AM)
When come to long term or high yield return, Go+ is not the solution. Go+ only for small amount and short term, good alternative to short-term money at Savings account.
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obviously, as go+ limit was only 9.5k.

previously i park my short term funds at kdi, then moved to go+ when go+ rates hitting 3.5% same as kdi. cause go+ slightly more convenient.

guess its back to parking at kdi for me.

QUOTE(MGM @ Jun 14 2023, 11:28 AM)
U mean for KDI, if withdraw b4 11am, it will be credited same day, but at what time?
I am currently using ocbc360 SA to hold money needed for credit card payment. I would withdraw from ASMx to ocbc360 on the 1st of the month.
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yes. withdraw before 11am, will credit before 10pm. but usually people get it around 7/8pm. i just did it last week

QUOTE(Optizorb @ Jun 7 2023, 10:58 AM)
made partial withdrawal yesterday to put into fd..

withdraw @ 10.30am, money in bank acc at 7pm. very nice, very efficient.
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Optizorb
post Oct 2 2024, 04:20 AM

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error again

user posted image
Optizorb
post Jan 13 2025, 05:55 AM

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Do we discuss here as well regarding go+ stuff?

Anyone know how they count go+ returns? I know the final amount we see is nett after minus the fees.

But what confuses me is this.. Currently placed money in 2 go+ accounts.

1) Acc 1: Got RM2,400 in go+. daily returns @ 3.56% get RM0.23.. It seems like don't have any fees deduction, as 2400*3.56%/365 = 0.23

on the other hand

2) Acc 2: Got RM19,970 in go+. daily returns @ 3.56% get RM1.91.. This one certainly got fees deduction as 19970*3.56%/365 = 1.94/1.95 but only get 1.91


I notice that Account 1's returns on the couple of occasions i kept track of it, the returns seems like without any fees deduction.. Wonder why this is the case

This post has been edited by Optizorb: Jan 13 2025, 05:59 AM
Optizorb
post Feb 18 2025, 02:03 PM

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anyone with 2k points able to redeem BHP petrol voucher today?

Dont know why last month and this month cant redeem, button greyed out for me..

Previously able to redeem no issues..
Optizorb
post Feb 18 2025, 02:59 PM

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QUOTE(jsnhoh @ Feb 18 2025, 02:40 PM)
only 1 redemption is allowed.
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yes i know 1 redemption per month.. I redeemed before for August, September, October, Nov and Dec last year..

But starting Jan i couldn't redeem, just show greyed out button.. Now in February also same thing
Optizorb
post Jun 17 2025, 12:04 PM

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anyone's TNG app, in particular when browsing A+ rewards damn laggy?

i clear cache/data uninstall reinstall also still same
Optizorb
post Jul 9 2025, 03:19 PM

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Tried to deposit money to GO+ today but couldn't.. Shows error and a CS hotline to call for enquiry..
Called it and was told my GO+ currently suspended.. pending some management review..

Anyone experienced this before?

Asked what is this management review about and the CS told me will receive a call from their internal team in few days time from this number (016-2996007) and not to worry it's not a scam call (cause its a mobile number)..

they want me to verify/give my details like income, occupation, source of funds all those..

Weird. First time kena.. I wonder if its cause I made a couple of 15~20k deposits/withdrawal the past 1~2 days..
Was placing it temporarily in GO+ while waiting for my Atlas account to get activated and all that..

EDIT: found it while googling the number.. i guess mine similar with this SS
user posted image


This post has been edited by Optizorb: Jul 9 2025, 03:26 PM
Optizorb
post Jul 9 2025, 03:49 PM

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QUOTE(cybpsych @ Jul 9 2025, 03:34 PM)
same, when i wanted to move my rize fund to tng go+ last week.

called Principal CS. they said currently, there is NO WAY to reactivate the go+ account.

in future if TNG/Principal allow reactivation of dormant/suspended go+ account, they will make the feature available.

meaning, go+ account is literally dead.
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wait, they told you cannot reactivate at all?

mine the CS said my account is under management review and i need submit/verify documents and stuffs..

so i was under the impression once do that all and they satisfied with it will reactivate/unsuspend the account..

wah damn wtf like this..

 

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