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 TnG eWallet Discussion Thread V1, eWallet, PayDirect

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cybpsych
post Feb 10 2022, 08:22 PM

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Enjoy up to RM40 cashback with CarInsure!

Just add-on "Special Perils" when you renew your car insurance with CarInsure on your Touch 'n Go eWallet.

Don't forget to use promo code "SPECIAL" to enjoy this deal!

Find out more details at https://www.touchngo.com.my/promotion/carin...erils-cashback/

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cybpsych
post Feb 13 2022, 09:53 PM

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QUOTE(hustlerism @ Feb 13 2022, 09:32 PM)
Found this article.

TnG e-wallet not secure?
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let the authorities investigate the root cause.

one-sided news only show the effect, but doesn't delve into the cause.

if users kena scam doesn't mean the platform is insecure.

eg

if you use 123456 or birthday as your pin, where is the weak link from?

if you buy iphone 13 but doesn't lock it by any means, blame apple? biggrin.gif


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This post has been edited by cybpsych: Feb 14 2022, 09:21 AM
cybpsych
post Feb 13 2022, 09:57 PM

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QUOTE(MGM @ Feb 13 2022, 09:55 PM)
According to the article most of the victims using DOB as 6d pin.
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exactly

yet ppl reading news already had presumptions of TNG eWallet not safe.
cybpsych
post Feb 14 2022, 04:54 PM

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QUOTE(ikanbilis @ Jan 27 2022, 02:04 PM)
Haha…did not read the previous page. Anyway i will move my rm9500 to versa. Just open an account today to get the RM18 angpow promotion. TQ and goodbye to Go+ biggrin.gif

[attachmentid=11083441]
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QUOTE(ikanbilis @ Feb 14 2022, 04:29 PM)
This is bad publicity for TnG ewallet. Until they beef up their security measures to be on par with other ewallets, i am withdrawing my money from their Go+

[attachmentid=11092214]
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but yet you keep dumping money in wor
cybpsych
post Feb 15 2022, 09:34 AM

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QUOTE(tigerkl @ Feb 15 2022, 09:20 AM)
At least TNG is the ONLY one provide "money back guarantee" and 1RM "walletsafe insurance". is it?
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IMO, dont put so much hope for MBG as a blanket converage.

i suspect MBG will still subject to investigation by TNGD, especially if you have taken necessary steps to secure your wallet.

eg if you use 123456 or DOB as your pin, likelihood TNGD may not honor MBG. hmm.gif
cybpsych
post Feb 15 2022, 01:04 PM

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QUOTE(!@#$%^ @ Feb 15 2022, 01:03 PM)
in most if not all scenario, users got cheated one way or another. i dun think hackers can hack into tng and remove the money. so it comes to the ques, what are considered for money back guarantee.
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T&C: Money-back Guarantee

Money-back Guarantee – Touch 'n Go eWallet Help Centre


cybpsych
post Feb 15 2022, 03:26 PM

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QUOTE(ikanbilis @ Feb 15 2022, 03:23 PM)
Another e-wallet user in Ipoh lost RM1800 2 days ago for linking credit card to wallet. RM300 x 6 times were deducted to an app. Probably kena malware?

https://www.sinchew.com.my/20220214/%E7%94%...BB%A4%E5%90%89/
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possible keylogger malware app + easy-to-guess pin

from a news interview video, the payment is sending to Valve, game reload platform. So I suppose the limit is because the top up product is RM300.
cybpsych
post Feb 15 2022, 03:37 PM

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QUOTE(beLIEve @ Feb 15 2022, 03:32 PM)
Another way is malsite redirect to TNG and ask you login. Same way like zcity's zpayment is doing. With zpayment, TNG is using SMS OTP, but a malsite can just get your phone and PIN when you submit without knowing they're really authorized by TNG or not.

Same goes for FPX.
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if this happens, the (fraud) merchant/malware need to register with payment gateway (Eg ipay88), which will be screened for risk assessment.

if this successful also, then the payment gateway became the "enabler" of fraud payment laugh.gif
cybpsych
post Feb 15 2022, 03:42 PM

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QUOTE(hustlerism @ Feb 13 2022, 09:32 PM)
Found this article.

TnG e-wallet not secure?
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QUOTE(ikanbilis @ Feb 15 2022, 03:35 PM)
Have link to the interview video?
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i guess this is the interview
cybpsych
post Feb 15 2022, 03:56 PM

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QUOTE(beLIEve @ Feb 15 2022, 03:49 PM)
Before payment gateway woh. Zcity redirect to TNG to enter phone and pin right? That part can grab your phone and pin already. Apps don't show URL unlike warez.

Lazada charge directly to TNG without the needs to enter phone and pin. As long as using genuine lazada app and account not compromised, should be safe.
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zcity doesnt talk directly to tng geh

they are using the traditional method biggrin.gif

there is a hidden party/system (ipay88) to redirect payment info to tng system to login first, then authorize deduction from tng wallet.

once done, it responds back to ipay88 (silently) and update zcity of payment status (success or fail)




another method is deep-linking method, like lazada-tng whereby tng ewallet already pre-authorized and "saved" within lazada system. this is similar to saved-cc method.
cybpsych
post Feb 15 2022, 05:10 PM

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QUOTE(LostAndFound @ Feb 15 2022, 04:59 PM)
The specific number you use as your pin should have no bearing on whether TNG will honour or not. Same like CC provider, if your CC pin is 'simple' doesn't mean anything. It is stupid of you, but not wrong and hence should not be penalised.
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whatever we say or deduce, only TNGD has the ultimate decision. laugh.gif
cybpsych
post Feb 15 2022, 05:10 PM

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Malaysian e-wallet players must pay heed to fool-proofing their offerings

IT has obviously been a double whammy for Malaysia’s leading cashless innovator Touch ’n Go (TnG) after some school teachers recently found a decent sum of money (hundreds of thousands of ringgit according to Sin Chew Daily) from their e-wallet.

...
cybpsych
post Feb 15 2022, 05:36 PM

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QUOTE(tigerkl @ Feb 15 2022, 05:29 PM)
Don't see more news in recent days, seems both the scam loophole and also user compensation part being addressed.  Otherwise, it won't quite down so quickly.  Probably in the end, Money Back Guarantee and Walletsafe did come in and helped these users.  Besides, Money back guarantee is free and Walletsafe is only 1RM, nothing to complain about that.  Not to mention, TNG is the only wallet dares to provide such protection.
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normal la laugh.gif

complaint time, blast everywhere

resolved time, silent as a mouse. why not setup another PC to congratulate/appreciate TNGD for taking care of their issues tongue.gif

cybpsych
post Feb 16 2022, 10:18 AM

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Congratulations to the ONG winners of the RM6,888 Fatt Choy AngPow for January's The Goal Hunter!

To the ONG winners, make sure to check your inbox for our email on how to claim your prize & do reply to us with your details.

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cybpsych
post Feb 16 2022, 02:04 PM

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QUOTE(Kadaj @ Feb 16 2022, 01:50 PM)
TNG ewallet is very vulnerable to hackers
It just use 6 digits to login your account.

Hackers can brute force attack from 000001 to 999999 to guess your password.

Malaysians' mobile numbers already leaked many times even from MCMC.
It's not a secret.

TNG ewallet seems do nothing to improve the security.
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tng ewallet will block after 3 failed attempt

then you need to contact tng to release and/or wait for xx hours

cybpsych
post Feb 18 2022, 09:35 AM

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QUOTE(enriquelee @ Feb 18 2022, 09:03 AM)
7 eleven no longer accept TNB payment via Tng ewallet?

I was told so when i tried to pay at 7 eleven yesterday. The cashier said already no more since 1 month ago.
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adoi, already discussed countless of times

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cybpsych
post Feb 22 2022, 10:28 PM

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QUOTE(Boy96 @ Feb 22 2022, 10:07 PM)
RM0 Principal: Your GO+ Account Cash Out to Bank Account (No:[edited out]) has failed on 22-02-2022. Pls call 03-7723 3800 for any queries.
Just got this sms today, all these while i use cashout to bank never kena this problem..
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happened to me when Maybank had unexpected downtime last month. meaning my bank was unable to receive money or failed to validate and reject transfer


contact tngd to get principal's number. from my record. it was 03-7723 3800. you can even call now.

get ready the TXN No of the failed transfer in TNG eWallet app. starts with R22xxxxxxxxx .... 22xxxx is the year month day + some numbers

principal CS is quite helpful. they resubmit transfer a day later. fund received in my Maybank.

This post has been edited by cybpsych: Feb 22 2022, 10:32 PM
cybpsych
post Feb 26 2022, 08:45 PM

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QUOTE(annoymous1234 @ Feb 26 2022, 08:44 PM)
Let's say if i transfer all my funds from ewallet to go+, leave rm0 in my ewallet, when I pass RFID, can the charges be duducted from go+?
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yes
cybpsych
post Mar 10 2022, 07:37 AM

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Announcing The Goal Hunter February winners of the RM6,888 Fatt Choy AngPow - congratulations to all the winners!

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cybpsych
post Mar 14 2022, 11:05 AM

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Touch n’ Go RFID Fuelling is now available in Klang Valley!

Activate fuelling on your Touch ‘n Go eWallet App, visit any of the 5 selected Shell Stations near you, park at the RFID enabled bay for instant detection and enjoy the fast and seamless fuelling experience.

Go cashless, cardless and minimise contact with Touch n’ Go RFID Fuelling!

Visit our website for more details: https://www.touchngo.com.my/rfid-fuelling/

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This post has been edited by cybpsych: Mar 14 2022, 11:06 AM

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