no 1% charge for non-transferable reload
but yes, you will be charged RM 12 should you choose the reload balance to be transferable despite no quota has been utilised

because you need to select fund transfer to other bank instead of duitnow transfer

not familiar with CIMB

which bank are you trying?
i successfully cashed in via maybank
even you perform cash in via TNG app, it will redirect to the respective bank webpage anyway

should not confuse Duitnow ID with Duitnow account
i suppose Duitnow account is simply an account number (like other bank account number) that allows instant transfer (duitnow transfer), not requiring activation
however, the activate duitnow function is referring to Duitnow ID (linking with mobile number, IC, etc)
i did not activate TNG duitnow

not quite certain, but as far as i know, each Duitnow ID is unique and can only be linked with 1 account
so should be able to find out by visiting the settings of all your bank

did they change?
previous posts suggest that jompay utilise transferable balance

haven't tried, the 30-day holding period until 30 July 2024
will try on 24th June

edit: now i understand your question
previously the 'investival' was available for selection in available promo, now it has been omitted and not working even manually key in

This post has been edited by 1mr3tard3d: May 27 2024, 09:43 AM

so long as it provides FD-like return, widely accepted by merchant, minimising system downtime
will continue to keep in go+ instead of savings acc for daily use

do u mean investival?
better read the T&Cs carefully
GoSantai ended earlier not credited yet

yeah but the credit deadline is 14 September 2024, why would they pay earlier?

no due yet
gosantai credited on 1 Aug
so investival probably 1 Sep maybe ?

gosantai is transferable since it had been creditied to go+ balance

not sure about investival yet

u may check yours



also, there is one upcoming
Merdeka

This post has been edited by 1mr3tard3d: Sep 6 2024, 06:02 PM

because GIRO payment will only be processed during business hours

thought so too but
u may check your go+, mine still showing maximum 9,500, no app update available
tried cash in this morning but restricted to 9,500 max

ya, my go+ limit is also RM 20,000 today

?? 2 Dec has been credited on 3 Dec
3.5% p.a., not higher than FD promo but > Rize

have u check the transfer limit in settings?
the tier is the maximum limit allowed but might have set a lower limit previously

perhaps something trigger the cooling-off period?

source

This post has been edited by 1mr3tard3d: Jan 2 2025, 01:21 AM

then, contacting customer care would be your option

would have figured out if calculate reversely
RM 1.91 / RM 19,970 x 365 ~ 3.49%
RM 2,400 x 3.49% / 365 ~ RM 0.23

RM 0.23 / RM 2,400 x 365 could range between 3.43% and 3.57% but RM 1.91 / RM 19,970 x 365 would only range between 3.484% and 3.5%
EAR 3.50% ~ 3.56%

probably not (i think) but certain function will be restricted such as transfer limit, etc
it's not a bank app but it's the concept of super-app (invest, finance, save, spend, etc)

won't get you rich but it's still free money
assuming 3% cash back, less 1% fee, net 2%
keep recycling that RM 1,000 will get you RM 240 per year per card or RM 215 after tax