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 TnG eWallet Discussion Thread V1, eWallet, PayDirect

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tifosi
post Oct 12 2023, 11:50 AM

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QUOTE(!@#$%^ @ Oct 12 2023, 11:49 AM)
how to exploit?
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Go read back at things what ppl do.
tifosi
post Oct 12 2023, 12:04 PM

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QUOTE(sjz @ Oct 12 2023, 10:54 AM)
seem like the auto-reload thing is no longer relevant after their new amended T&C.

but if they were to implement this, anticipate they will lose a lot of GENUINE users which monthly spend >1k and source of fund is from CC.

these GENUINE cust will switch to other ewallet with no charges when reload using CC.

as well as the other ewallet is in the DuitNow ecosystem, no issue in using it for everyday spend
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Me. I spend around 5k-7k or so a month, paying for various things reloading to non-transferable funds using both e-wallet and Visa card.

Seems like this is the end of journey for me if they implement CC charges. Will only keep like 50-100 for RFID usage.
tifosi
post Dec 5 2023, 01:32 PM

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QUOTE(fruitie @ Dec 5 2023, 01:06 PM)
I remember the first time the government distributed this kind of e-wallet money during LGE time (back in 2018?). I tried, and once I put in my IC, I got rejected after that since they had references from LHDN. I expected that because of my >RM 100k annual income. laugh.gif

Yesterday, my sister tried applying and told me we must fill in the income ourselves. I'm surprised to see this. I didn't try, but I would like to know if they would check in this case. They used to link it to LHDN, but it seems now, no?
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I filled up my annual income < RM 100k just to try but failed laugh.gif
tifosi
post Dec 5 2023, 06:24 PM

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QUOTE(BenYeeHua @ Dec 5 2023, 06:16 PM)
I think it is to collect your income + jobs, then submit to LHDN, for those like me, don't fill up yet, lol.
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But it's not like LHDN don't know since I submit tax return every year anyway.
tifosi
post Dec 23 2023, 10:50 AM

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QUOTE(babienn @ Dec 23 2023, 10:25 AM)
Anyone tried using credit card that is not under your name to reload tng e-wallet? Or a credit card used by 2 different TNG account?
Consider fraudulent by TNG?
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I tried a CC not under my name, so far no issues but never been used in other accounts.
tifosi
post Dec 23 2023, 12:45 PM

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QUOTE(babienn @ Dec 23 2023, 12:32 PM)
Thanks. I'll give it a try then. 😬
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Do it at your own risk. Lol
tifosi
post Feb 3 2024, 10:05 AM

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QUOTE(Medufsaid @ Feb 2 2024, 09:20 PM)
Waiting for all highways to allow CC/DC toll payment then can kiss TnG goodbye
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The only problem is there’s no linkage to RFID/Smarttag and I don’t want to queue behind those TnG fellas.

But one thing for sure, I’m going to move away from TnG eWallet. My last reload would be before 23rd this month.
tifosi
post Feb 4 2024, 12:07 AM

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QUOTE(blek @ Feb 3 2024, 10:52 PM)
is the TnG debit card worth getting? any benefit from the card?
how much money will hold if i use it to pump petrol?
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At this stage where there’s a 1% charge on CC reload, nop. Better off use your bank’s debit card.

Points system is trash. You can’t redeem anything because everything that is decent is forever out of stock or need minimum purchase.

This post has been edited by tifosi: Feb 4 2024, 12:20 AM
tifosi
post Feb 4 2024, 11:45 AM

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QUOTE(blek @ Feb 4 2024, 08:55 AM)
i dont have credit card and dont plan on using one.
i only use cash, Tng Ewallet and Setel

Setel for petrol
Tng Ewallet for Toll Parking
Cash For buying things

planning on bringing minimum cash
also planing on getting wise card for traveling
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What's your reason you want another layer on top to pay (as in you need to reload the ewallet's prepaid card from your bank) rather than use the bank's debit card direct?

But do check out Grab Bank (GXBank) as they offer 1% for all purchase.
tifosi
post Nov 14 2024, 12:14 AM

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QUOTE(1mr3tard3d @ Nov 13 2024, 02:30 PM)
thought so too but
u may check your go+, mine still showing maximum 9,500, no app update available
tried cash in this morning but restricted to 9,500 max
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Mine also changed
user posted image

I guess they’re doing by batches
tifosi
post Nov 20 2025, 10:27 AM

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QUOTE(lowyat101 @ Nov 20 2025, 10:06 AM)
Also wanna ask, if I would to bind the TnG Visa card to Grab and use it in Thailand, will the exchange rate still following the rate as shown in the TnG app? Will there be any markup from Grab side as well?

Thanks
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Won't be any mark up from grab but you'll be charged a 3% foreign payment fees (basically 3% extra on any non-Thai credit card) into your Grab fare.
tifosi
post Nov 20 2025, 10:30 AM

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QUOTE(lowyat101 @ Nov 20 2025, 09:52 AM)
From the app I see the Alipyay+ rate for THB is around 13.1 while money changer website showing 12.95, so seems that the rate for using Alipay+ is not really good?

What if I use the TnG Visa? Will the rate be better than the Alipay+ rate?

Or any other cards that will have better THB rate?

Thanks

p/s - Just saw the previous postings about the new Travel card, which seems got the 3% cashback for overseas transactions. But there's this RM20 fee need to pay for the change, so need to check and see if it's worth to change.
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If you want the best rate in Thailand, use PromptPay QR (our DuitNow equivalent) and pay with your TnG app whenever possible. It's better than Alipyay+ & TnG Visa.

 

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