Hi all

i know markup loan has become very common nowadays but is it actually legal?

So this kind of side agreement can really make it legal??

So it is not considered a loan fraud in Malaysia?..haha sorry im in dillema right now...there are a lot of grey areas but when i go to all the banks, all bankers suggested markup price and even some bankers admit they markup even for their own property..but reading all the things in internet , i am not sure if the supplementary agreement for discounts were made , would it be fully legal.