started it with grabpay as well but after they changed their reward system i used up all my points and stopped using it already. now was looking into boost since that one is prolly the only one that gives good reward / fave but holy molly the cash back in fave is such a scam. 10% cashback but only for that same store.

been wanting to use CC but no applepay and also CC rewards are so trash compared to 1st world countries. its almost as if no one wants to change and stray away from using cash.